风险测评问问卷评分标准.doc

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1、1.您的年龄是？Whichagerangedoyoufallinto?A.2B.4C.3D.12.您的家庭总资产净值为（折合人民币）？（不包括自用住宅和私营企业等实业投资，包括储蓄、保险、金融投资、实物投资、并扣除未结清贷款、信用卡账单等债务）HowmuchisyourtotalhouseholdnetassetinRMB?(Excludingprivatehousingandenterprise,includingdeposit,insurance,financialinvestment,realinvestment,anddeductingthedebt

2、fromloans,creditcardetc)A.0B.1C.2D.3E.43.您的家庭资产主要来源为？Whatisyourmainsourceofhouseholdasset?A.1B.2C.3D.14.在您每年的家庭总资产净值中，可用于金融投资（储蓄存款除外）的比例为？Normally,whatpercentageofyourtotalhouseholdnetassetvaluecouldbeavailableforfinancialinvestment(expectfordeposit)?A.0B.2C.3D.45.您的资产投资组合为：Whatisy

3、ourassetportfolio?A.1B.2C.3D.46.您在金融产品上的投资经验有多少年？Howmanyyearsofexperiencedoyouhaveininvestment?A.0B.1C.2D.3E.47.您认为下列哪种描述最好的诠释了您的投资目标及风险承受度？Whichstatementbestdescribesyourinvestmentobjectiveandrisktolerance?A.1B.2C.3D.58.您计划的投资期限是多久？Howlongisyourexpectedinvestmentperiod?A.1B.2C.3D.

4、59.您的投资出现何种程度的波动时，您会呈现明显的焦虑？Whatleveloffluctuationwouldyougenerallybeuncomfortablewith?A.0B.1C.2D.3E.510.您的主要投资目的是为了准备一下哪一项？Whatisyourmaininvestmentobjective?A.1B.2C.2D.2E.1F.1客户分级评估标准及可以购买的产品类型分值范围Score客户类型CustomerType适合的产品类型InvestmentProductwhichSuitableforConsideration6-10保守型Con

5、servative以保证本金安全为前提，追求收益稳定性及较高的流动性，期望收益与货币市场利率相近Basedonprincipal-protection,aimforreturnsimilartomoneymarketratewithstableincomeandhighliquidity.11-16稳健型FairlyConservative以保证本金安全为前提，愿意承担收益不确定性的风险及流动性风险，以换取高于货币市场利率的收益Basedonprincipal-protection,aimforreturnhigherthanmarketrate,willi

6、ngtoaffordtotheincomeuncertaintyandliquidityrisk.17-22平衡型Balanced愿意承担明确可控的本金风险，以换取较高收益Aimforhigherreturnwithpreciseandcontrollableinvestmentprincipalrisk.23-27增长型Assertive愿意承担本金风险，以换取较高的固定收益，同时考虑资本增值Aimforhigherfixedincomeandcapitalgrowthwithinvestmentprincipalrisk.>=28激进型Aggressiv

7、e愿意承担本金风险，以实现较高的资本增值Aimforhighercapitalgrowthwithinvestmentprincipalrisk.