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《商务英语函电课件答案 李蕾ISBN 9787566301185 PPT wordUnit 9 Insurance.ppt》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。
1、UnitNineInsurancePartOne:TeachingAims&Requirements1.Helpstudentstolearnandmasterkeywords,phrasesandsentencepatternsaboutinsurance2.Helpstudentstolearnhowtowriteabusinessletteraboutinsurance3.Helpstudentstolearnsomeadditionalsentencepatternsaboutinsurance4.Helpstudentstoidentifyvariousrisksc
2、overedinforeigntradeandgraspthetechnicalorspecialwordsusedininsurance.PartTwo:BackgroundKnowledgeI.KindsofRisks1.PerilsoftheSeaTheperilsoftheseaincludesbothnaturalcalamities(earthquake,heavyweather)andfortuitousaccidents(fire,smoking,stranding,sinking,collision,etc.)2.ExtraneousRisksRisksca
3、usedbytheft,rain,leakage,shortage,breakage,dampness,mildewing,heating,taintofodor,hookingandrustingaregeneralextraneousrisks.Riskscausedbywar,strikes,failureofdeliveryandrejection,etc.arespecialextraneousrisks.Ⅱ.TotalLossandPartialLoss1.TotalLossfallsintotwocatagories:1).ActualTotalLossmean
4、sthewholelotoftheconsignmenthasbeenlostordamagedorfoundvaluelessuponarrivalattheportofdestination.2).ConstructiveTotalLossisfoundinthecasewheretheactualtotallossoftheinsuredgoodsisunavoidable,ortheshiportheconsignmenthastobeabandonedbecausethecostofsalvageorrecoverywouldexceedthevalueofthes
5、hipandtheconsignmentinsoundconditionuponthearrivaloftheportofdestination.2.PartialLossisnormallydividedintoGeneralAverageandParticularAverage.Particularaveragemeansalossthatisbornesolelybytheownerofthelostproperty(shiporcargo)andgeneralaveragemeansasacrificemadeforthecommonsafetyofboththeca
6、rgoandtheship.III.MainTypesofInsuranceCoverage1.FreeParticularAverage(FPA)2.WithParticularAverage/WithAverage(WPA/WA)3.AllRisks(A.R.)Ⅳ.AdditionalRisks1.GeneralAdditionalRisksGeneraladditionalriskscoverthelossescausedbygeneralextraneousrisks,includingTheft,PilferageandNon-delivery(T.P.N.D.),
7、FreshWaterand/orRainDamage(F.W.R.D.),RiskofShortage,RiskofInter-mixture&Contamination,RiskofLeakage,RiskofClash&Breakage,TaintofOdor,DamageCausedbyHeating&Sweating,HookDamage,LossorDamageCausedbyBreakageofPacking,andRisks2.SpecialAdditionalRisksSpecialAd
