金融术语翻译

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1、经济金融术语汉英对照表A安全网safetynet按可比口径oncomparablebasis按轻重缓急toprioritize暗补implicitsubsidy暗亏hiddenlossB颁发营业执照tolicense;tograntalicenceto办理存款业务totakedeposits保护农民的生产积极性toprotectfarmers'incentivetoproduce备付金（超额准备金）excessreserves本外币并账consolidationofdomesticandforeigncurrencyaccounts本外币

2、对冲操作sterilizationoperation本位利益localizedinterest;departmentalism奔小康tostrivetoprosper;tostrivetobecomewell-to-do避税（请见“逃税”）taxavoidance币种搭配不当currencymismatch币种构成currencycomposition变相社会集资disguisedirregular（orillegal）fundraising表外科目（业务）off-balance-sheetitems（operation）薄弱环节weak

3、nesses;loopholes不变成本fixedcost不变价atconstantprice;inrealterms不动产realestate不良贷款（资产）problemloans；non-performingloans（assets）C财务公司financecompanies财政赤字fiscaldeficit财政挤银行fiscalpressureonthecentralbank（overmonetarypolicy）财政政策与货币政策的配合coordinationoffiscalandmonetarypolicies采取循序渐进的方

4、法inaphasedandsequencedmanner操作弹性operationalflexibility操纵汇率tomanipulateexchangerate产品构成productcomposition;productmix产品积压stockpile;excessiveinventory产销率currentperiodinventory;（即期库存，不含前期库存）sales/outputratio产销衔接marketability产业政策industrialpolicy长期国债treasurybonds敞口头寸openpositio

5、n炒股tospeculateinthestockmarket承购包销underwrite（securities）成套机电产品completesetsofequipment;completeplant（s）城市信用社urbancreditcooperatives（UCCs）城市合作银行urbancooperativebanks;municipalunitedbanks城市商业银行municipalcommercialbanks城乡居民收入增长超过物价涨幅realgrowthinhouseholdincome持续升温persistentove

6、rheating重复布点duplicateprojects重置成本replacementcost重组计划restructuringplan筹资渠道fundingsources;financingchannels初见成效initialsuccess10www.colaw.cn出口统一管理、归口经营canalizationofexports出口退税exporttaxrebate储蓄存款householddeposits（不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。）储蓄分流diversionofhouseh

7、olddeposits储源萎缩declineintheavailabilityofhouseholdsavings传导机制transmissionmechanism从价税advaloremtax从紧控制tightcontrol存贷款比例loan/depositratio存款保险体系depositinsurancesystem存款货币银行depositmoneybanks存款准备金requiredreservesD打白条issueIOU大额存单certificateofdeposit（CD）大额提现withdrawdepositsinlar

8、geamounts大面积滑坡wide-spreaddecline大一统的银行体制（all-in-one）mono-banksystem呆账（请见“坏账”）badloans呆账准备金loanlo