预付卡消费模式下消费者权益的保护

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1、万方数据些变型垫奎堂堡主堂垡旦茎6．3设立预付卡行业协会，加强行业自律，构建预付卡消费体系的诚信机制⋯⋯一386．3．1预付卡行业协会的宗旨⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一386．3．2受理预付卡消费的投诉，对投诉事项进行调查、调解⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯。396．3．3建立诚信经营信息查阅平台⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一396．3．4建立保证金制度⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．40结语⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯

2、⋯⋯⋯⋯⋯．42参考文献⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．43个人简历⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．45致谢⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯46万方数据些查型塑塑主兰堡笙茎竺竺!三!翌!!——————————————————————————————————————————————————————————————————————————————————一一一一一⋯●_一CONTENTS0Introduction⋯⋯⋯

3、⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一lO．IBackgroundofTopicsandResearchsigmficance⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯10．2ResearchSituation．．．．．．．．．．．．．．⋯⋯．．．⋯．⋯．．．．．．．．⋯⋯．．．．．⋯⋯．．．．⋯⋯⋯⋯⋯．⋯．．⋯．．．．．．．．．．．．．．．⋯．．．．．．．．．⋯．．．．10．3Researchmethodsandthesisstructure⋯．．

4、．．．⋯．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．⋯．．．．．．．．．．．．．．．．⋯⋯⋯．⋯⋯⋯．．．．．．20．4Innovations．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．⋯．．．．．．．．．⋯⋯⋯⋯⋯．⋯⋯⋯．⋯．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．31Theoverviewoftheprepaidcard．．．．．．．．．．．．．⋯．．．．．．．．．⋯．．．．．．．．．．．

5、．．．．．．．．．．．．．，．．．．．．⋯．．．．．．．．⋯⋯⋯⋯⋯⋯⋯．．．．51．1Thedefinitionandsignificanceofprepaidconsumption⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯51．1．1Thedefinitionofprepaidconsumption⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯51．1．2Thesignificanceofprepaidconsumption⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．．51．2Thec

6、lassificationofprepaidcards．．．．．．．．．．．⋯．．．．．．．．．．．．⋯⋯．．．．．．．．⋯⋯．⋯．．．⋯．⋯．．．．⋯⋯．．．．．⋯⋯⋯⋯⋯．．．．62TheManifestationsofConsumersSufferfromPrepaidSpending．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．82．1Theoperatorsfalsepropaganda，induceconsunlersapplyingforprepaidcar

7、d⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯82．2Theoperatorslackofintegrityconcept．．．．．．．．．⋯．．．．．．．．．．．．．⋯⋯⋯⋯⋯⋯．．．．．．⋯．．．．．．．．．⋯．．．．．．．．．．⋯．⋯．．．⋯92．3Thelackofawrittenconlract，rightsandobligationsofthepartiesisnotclear．．．．．⋯．．．．．．．．．．⋯⋯⋯⋯92．4Theinequalityimparityclause⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯

8、⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．．102．5Theoperatorsleakedprivacydeliberately⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯l12．6Thefundsofconsumersstoredwithoutsecurity，theconsumersrightsreliefdifficult⋯⋯⋯⋯⋯⋯．112．7Theservicequalityofprepaidconsumptioncannotbeguarant