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ID:50093138
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页数:52页
时间:2020-03-04
《商务英语写作课件杨晓斌编著 ISBN9787811343311Section 16 催款清欠 Collection.ppt》由会员上传分享,免费在线阅读,更多相关内容在教育资源-天天文库。
1、Section16催款清欠CollectionI.要点概述MainPoints1.Whatisdebt?1.Whatisdebt?Debtissomethingowedincludingassetsowedorsomeotherobligations.Inthecaseofassets,debtisameansofusingfuturepurchasingpowerinthepresentbeforeasummationhasbeenearned.Debtcanbeusedasapartoftheco
2、rporatefinancestrategy.Businessdebtisthedebtheldbybusinesses.Asdebtallowspeopleandorganizationstodothingsthattheywouldotherwisenotbeabletodo.Companiesalsousedebtinmanywaystoleveragetheinvestmentmadeintheirasset.Herewemainlymeanthedebtorthedelayedpayment
3、indoingbusiness.2.Whatisdebtsettlement?Debtsettlement,alsoknownasdebtarbitrationordebtnegotiation,isanapproachtodebtreductioninwhichthedebtorandcreditoragreeonareducedbalancethatwillberegardedaspaymentinfull.Consumerscanarrangetheirownsettlementsbyusing
4、advicefoundonwebsites,hirealawyertoactforthem,orusedebtsettlementcompanies.Somesettlementcompaniesmaychargealargefeeupfront;ortakeamonthlyfeefromcustomerbankaccountsfortheirservice.Aslongasconsumerscontinuetomaketimelypayments,creditorswillnotnegotiatea
5、reducedbalance.However,whenpaymentsstop,balancescontinuetogrowbecauseoflatefeesandongoinginterest.Therearefivemainobjectionstoconsumerdebtsettlement:damagescredit,increasedcollectioncalls,possibilityoflawsuits,taxconsequencesandtheneedtosettlewithallcre
6、ditors.Youcanofcoursemakesettlementarrangementsonyourownifyoudon’tneedtopaya"settlement"or"debtmanagement"companytodoitforyou.3.Howcanyoucollectthebusinessdebts?Ifthecustomer’saccountisoverdue,youcansendaremindertoaskforpromptpaymentandthecustomerwillso
7、metimesquicklypayyou.Ifthereisnoresponse,makeaphonecallaskingiftheyoverlookedthebill;Callagaininacoupleofweeksifyoudon’treceivepayment;Ifthecustomerhassufferedunforeseenfinancialdifficultiesyoumayoffertosetupapaymentplan;Ifthecustomerfailstoadheretoarev
8、isedpaymentscheduleyouhavetomailademandletteraskingforpaymentinfull;Ifitstilldoesn’tworkyoumayneedtohireacollectionagency.Theseagenciesspecializeinwritinglettersandmakingphonecallstocustomerswithoutstandingbalancesontheiraccounts
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