致用商务英语阅读（下）programmenineBusinessInsurance

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1、BusinessInsuranceProgrammeNineContentsCompanyLogoProgrammeContent1ProgrammeObjective2Warmingup3PassageOne4PassageTwo5Contents1234readaboutapassageonbusinessinsurancereadaboutapassageonmarineinsurancelearnthecommonexpressionsonbusinessinsurancelearnsomenotesindealingwithinsuranceProgrammecontentOb

2、jective1234talkaboutinsurancepolicytalkaboutinsurancecoverageandpremiumnegotiateoninsuranceclausesinthebusinessactivitiescommunicatewithforeignbusinesspartnersonthemattersofbusinessinsuranceProgrammeobjectiveWarm-upChallengeYourselfCanyoutellustheChinesemeaningofthefollowingwordsimmediately?(5)co

3、ntain(1)risk(3)pilferage(4)leakage(2)transit(6)insurance(7)maritime(8)percentage(9)negotiation(10)fundWarm-upShortSurveyHaveyougotsomeideaofthefollowingtermsbeforereadingthepassage?CompanyLogo(4)insurant(5)premium(3)coverage(1)businessinsurance(2)perilPassageOne：BusinessInsuranceAllexperiencedexp

4、ortersareawareoftheriskstotheircargowhileitisintransit.Theseincludefire,storm,collision,pilferage,leakageandexplosion,etc.Goodstravelingtoanothercountrymustbeinsuredagainstlossanddamageateachstageoftheirjourneysothatwhatevermodeoftransportisbeingused,neitherthetransporternorthecustomersuffersanyl

5、oss.Insuranceisprovidedtocoveralmostanykindofhappeningsthatmayresultinloss.Itspurposeistoprovidecompensationforthosewhosufferfromlossordamage.Soitisalsocalledacontracttorestoretotheirpositionapersonwhosuffersloss.Wheninsuredpartiesexperiencealossforaspecifiedperil,thecoverageentitlesthepolicyhold

6、ertomakeaclaimagainsttheinsurerforthecoveredamountoflossasspecifiedbythepolicy.Thefeepaidbytheinsuredtotheinsurerforassumingtheriskiscalledthepremium.Insurancepremiumsfrommanyinsurantsareusedtofundaccountsreservedforlaterpaymentofclaims—intheoryforarelativelyfewclaimants—andforoverheadcosts.Solon

7、gasaninsurermaintainsadequatefundssetasideforanticipatedlosses(calledreserves),theremainingmarginisaninsurersprofit.Insurancewasusedformaritimelosing,becauseinthepast,therewerealotofrisksonoceanshipping.Butnowitmeansva