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1、NewPartnershipsforInnovationinMicrofinanceIngridMatthäus-MaierJ.D.vonPischkeEditorsNewPartnershipsforInnovationinMicrofinanceIngridMatthäus-MaierKfWPalmengartenstr.5-960325FrankfurtamMainGermanyingrid.matthaeus-maier@kfw.deDr.J.D.vonPischke2529TrophyLaneReston,VA20191-2126USAvonpisch
2、ke@frontierfinance.comISBN978-3-540-76640-7e-ISBN978-3-540-76641-4LibraryofCongressControlNumber:2008923356©2008Springer-VerlagBerlinHeidelbergThisworkissubjecttocopyright.Allrightsarereserved,whetherthewholeorpartofthematerialisconcerned,specificallytherightsoftranslation,reprinting
3、,reuseofillustrations,recitation,broadcasting,reproductiononmicrofilmorinanyotherway,andstorageindatabanks.DuplicationofthispublicationorpartsthereofispermittedonlyundertheprovisionsoftheGermanCopyrightLawofSeptember9,1965,initscurrentversion,andpermissionsforusemustalwaysbeobtainedf
4、romSpringer-Verlag.ViolationsareliableforprosecutionundertheGermanCopyrightLaw.Theuseofgeneraldescriptivenames,registerednames,trademarks,etc.inthispublicationdoesnotimply,evenintheabsenceofaspecificstatement,thatsuchnamesareexemptfromtherelevantprotectivelawsandregulationsandtherefo
5、refreeforgeneraluse.Coverdesign:WMXDesignGmbH,HeidelbergPrintedonacid-freepaper987654321springer.comFOREWORD:TheImportanceofNewPartnershipsHeidemarieWieczorek-ZeulFederalMinisterforEconomicCooperationandDevelopmentThefightforadignifiedlifeandagainstextremepovertyisstillthemostimporta
6、ntchallengeformankind.Fourbillionpeopleintheworldliveinpoverty.Despiterecentimprovements,around980millionpeople–morethanasixthoftheworld’spopulation–havetosurviveonlessthanonedollaraday.Povertyisthereasonthat77millionchildrendonotreceiveanyprimaryeducation.Womenstillhavesigni-ficantl
7、yfeweropportunitiestopursuepersonalfreedomsandliveaself-determinedlifethanmen.Thelistofdevelopmentdeficienciesislongandneedsnotbeelabo-ratedanyfurtherhere.Tosummarise:wehavemadesomeprogresstowardsreach-ingtheMillenniumDevelopmentGoals,butthereisstillalongwaytogo.Financialsectordevelo
8、pmenthasprov