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1、NewPartnershipsforInnovationinMicrofinanceIngridMatthäus-MaierJ.D.vonPischkeEditorsNewPartnershipsforInnovationinMicrofinanceIngridMatthäus-MaierKfWPalmengartenstr.5-960325FrankfurtamMainGermanyingrid.matthaeus-maier@kfw.deDr.J.D.vonPischke2529TrophyLaneReston,VA20191-2126USAvo
2、npischke@frontierfinance.comISBN978-3-540-76640-7e-ISBN978-3-540-76641-4LibraryofCongressControlNumber:2008923356©2008Springer-VerlagBerlinHeidelbergThisworkissubjecttocopyright.Allrightsarereserved,whetherthewholeorpartofthematerialisconcerned,specificallytherightsoftranslatio
3、n,reprinting,reuseofillustrations,recitation,broadcasting,reproductiononmicrofilmorinanyotherway,andstorageindatabanks.DuplicationofthispublicationorpartsthereofispermittedonlyundertheprovisionsoftheGermanCopyrightLawofSeptember9,1965,initscurrentversion,andpermissionsforusemus
4、talwaysbeobtainedfromSpringer-Verlag.ViolationsareliableforprosecutionundertheGermanCopyrightLaw.Theuseofgeneraldescriptivenames,registerednames,trademarks,etc.inthispublicationdoesnotimply,evenintheabsenceofaspecificstatement,thatsuchnamesareexemptfromtherelevantprotectivelaws
5、andregulationsandthereforefreeforgeneraluse.Coverdesign:WMXDesignGmbH,HeidelbergPrintedonacid-freepaper987654321springer.comFOREWORD:TheImportanceofNewPartnershipsHeidemarieWieczorek-ZeulFederalMinisterforEconomicCooperationandDevelopmentThefightforadignifiedlifeandagainstextre
6、mepovertyisstillthemostimportantchallengeformankind.Fourbillionpeopleintheworldliveinpoverty.Despiterecentimprovements,around980millionpeople–morethanasixthoftheworld’spopulation–havetosurviveonlessthanonedollaraday.Povertyisthereasonthat77millionchildrendonotreceiveanyprimarye
7、ducation.Womenstillhavesigni-ficantlyfeweropportunitiestopursuepersonalfreedomsandliveaself-determinedlifethanmen.Thelistofdevelopmentdeficienciesislongandneedsnotbeelabo-ratedanyfurtherhere.Tosummarise:wehavemadesomeprogresstowardsreach-ingtheMillenniumDevelopmentGoals,butther
8、eisstillalongwaytogo.Financialsectordevelopmenthasprov
