金融金融论文范文-论温州农村非正规金融发展word版下载

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1、金融金融论文范文:论温州农村非正规金融发展word版下载温州农村非正规金融发展论文导读：本论文是一篇关于温州农村非正规金融发展的优秀论文范文，对正在写有关于金融论文的写作者有一定的参考和指导作用，论文片段：ertakes250ruralhouseholdsinRuianasasurveysampletoinvestigatcthcbasicconditionofruTalinfoTniedfinanccofWcnzhou.ThcrcsultsshowthattheruralinformalfinanceofWenzhouhasmanypartic

2、ipantsandtheirparticipationwillingisstrong,thattheindividualdifferencebetweenthep摘要：温州综合金融改革中非正规金融的发展理由不可忽视。从参与者的微观视角，以瑞安250农户家庭作为样本，对温州农村非正规金融基本情况进行调查，结果显示：温州农村非正规金融参与主体广泛众多且主动参与意愿强烈，而参与主体的个体差异并不明显；生产经营已成为农村非正规金融重要的筹资用途；参与主体信用风险防范意识不强、措施不足。政府应该遵从“从核心到外围”的思路积极引导农村非正规金融的发展，对非正

3、规金融的合法性边界进行明确界定；积极规范和引导农村非正规金融的借贷方式，培育信用文化；积极搭建各类非正规金融的信息共享平台，尽可能减少各参与主体的信息不对称；同时，还应充分重视和促使非正规金融与正规金融和宏观经济的协调发展。关键词：农村非正规金融；正规金融；信用风险；借贷方式;风险防范意识；筹资用途；蓬齐效应；信用文化；地域文化16748131(2012)04010207ResearchontheDevelopmentofWenzhouInformalFinanceinRuralArea一SurveyandAnalysisBasedon250Ru

4、ralHouseholdsinRuianSUNZhengcheng(SchoolofHumanitiesandManagement,WenzhouMedicalCollege,ZhejiangWenzhou325035,China)Abstract:ThedevelopmentofinformalfinancecannotbeneglectedinthecomprehensivereformoffinanceofWcnzhou.Fromamicrocosmicangle,thispapertakes250ruralhouseholdsinRuia

5、nasasurveysampletoinvestigatethebasicconditionofruralinformalfinanceofWenzhou.TheresultsshowthattheruralinformalfinaneeofWenzhouhasmanyparticipantsandtheirparticipationwillingisstrong,thattheindividualdifferencebetweentheparticipantsisnotsignificant,thatproductionandbusinessh

6、avebecometheimportantaimfortheruralinformalfinanceandthattheriskpreventionconsciousnessoftheparticipantsisnotstrongandpreventionmeasuresarenotsufficient・Thegovernmentshouldactivelyguidethedevelopmentoftheinformalfinancebyfollowingtheideafromcoretosurroundingv,clearlydefinethe

7、legalboundaryoftheinformalfinance,activelystandardizeandguidetheborrow/lendmethodoftheruralinfonnalfinance,cultivatecreditculture,activelysetupinformationsharingplatformofallkindsoftheinformalfinance,trytodecreasetheinformationasymmetrybetweeneachparticipant,andmeanwhile,suff

8、icientlyemphasizeandboostcoordinativedevelopmentbetweentheinformalfi