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1、孟加拉国乡村银行发展模式研究外文翻译外文题目:InRuralBangladeshBankDevelopmentPattern出处:AsiaMonitor:SouthAsiaMonitor作者:ClaudioGonzalezVega原文:InRuralBangladeshBankDevelopmentPatternByClaudioGonzalezVegaBangladeshgrameenbankthehistoricalbackgroundoftheemergenceTheNobelpeaceprizefor2006wasawardedinBangladeshmuhamm
2、adyunusandgrameenbankestablished.InruralBangladeshbankalsocalledgrameengrameenbanksinceitsinception,andsuccessfullyinBangladeshintroducedapoorpeasanthouseholdsmicrofinancemodel,thewholeworldatremendousecho,itsfoundermuhammadyunusearnedbankertothepoorreputationIn1976,muhammadyunuslendingex
3、pandedtohundredvillages.In1983,classicsbycongress,BangladeshgovernmentlicencesmuhammadyunuscreateestablishedtohisGrameenBank,andnamedsomebodyi.e.GrameenBank,GrameeninBengaliinthe"village"means.Thisemergingbankingsoonreceivedalotofpublicsupportfordevelopingcountries,andimplementmicrofinanc
4、eprovidesagoodreferenceinruralBangladeshbankoperationmodeForordinarycommercialBanksinBangladesh,itprovidessmallloansoftenisanotyetbraved,alsoDisdaintosetfootinthefieldFirst,theoperatingcostishigh.Needmicrofinancevillagersoftencomesfromdifferentsocialfields,theirbusinessprojectsismultifari
5、ous:textilegauzeandsellingicecreambar,productionbronzes,repairedtheradio,processingmustardoil,planting,ricejackfruit,etc.Andeachprojectloanonlyafewtensofdollars,andevenafewdollars,thiswillgiveabankofficerbroughtanightmarescenario:dailyneedtrackinghundredsofdifferentforeachprojectmanagemen
6、tprojectandtriflingdozensof$recordstatistics,bankloansdoitselfpayoperatingcostsalsorisesgreatly.Forexample,alsoistoprovideasumof100milliondollarsinloans,lendittoseveralpeoplelenttensofthousandsofpersonalcomparewords,formercostofwillundoubtedlywillreducealotSecondly,repaytheriskistoolarge.
7、Providetheirloans,theBanksoftenneedstoguarantee,inordertoreducetherisksofborrowerscannotreimbursement,andthisiswherethepoorarelacking.Nowarranties,bankworriedthattheywon'tgetloansinrepayasscheduled,thuscausingthebankisalwaysonthispopulationtightgatesituation.So,muha
