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1、大学毕业设计(论文)外文翻译题目:转型国家的银行民营化效率学院:经济与管理学院专业:金融学班级:姓名:指导教师:201*年6月**大学学士学位论文外文翻译PrivatizationMatters:BankEfficiencyinTransitionCountriesAuthor:Bonin,J.P.,Hasan,I.,&Wachtel,P.c1.IntroductionAconstructBankingsectorsinthetransitioneconomiesofCentralandSoutheasternEuropewererestructur
2、eddramaticallythe1990s.Beginningwithafinancialorganizationthat,inmostcases,wasdesignedtosupportthecentralplanningapparatus,newgovernmentsmovedtocreatemoderncommercialbankingsectorsimmediately.Thefirstrudimentarystepwastodivestcommercialandretailactivitiesfromtheportfoliosofnati
3、onalbanksandtosetupnewjoint-stockbankswithuniversallicensesthatwerefullystate-ownedinitially.Bankprivatizationwasanessentialpartofthefinancialreformagendasinthesecountries.Althoughmuchdescriptiveworkexistsonthesefinancialsectorreformsandbankprivatizations,e.g.,Bonin,Mizsei,Szék
4、ely,andWachtel(1998),nosystematicempiricalworkwaspossibleuntilsufficienttimehadelapsedtomaketheconstructionofameaningfuldatasetpossible.Thebasicissuetoinvestigateiswhetherornotprivatizationimprovesbankperformance.Althoughthetheoreticalliteratureindicatesthatprivatefirmsshouldou
5、tperformgovernment-ownedfirms,empiricalevidenceisneededtoconfirmthistheoreticalhypothesisforbanksintransitioncountries.Theempiricalliteratureprovidesevidenceoftheinfluenceofownershipontheperformanceofindividualbanksandontheeffectivenessofthebankingsector.Inacross-countrystudy,L
6、aPorta,Lopez-De-Silanes,andShleifer(2002)findthattheperformanceofgovernment-ownedbanksisinferiortothatofprivatebanks.Claessens,Demirgüc-KuntandHuizinga(2001)investigateperformancedifferencesbetweendomesticandforeignbanksineightycountries,bothdevelopedanddeveloping,overaneight-y
7、earperiodfrom1988to1995.Theseauthorsfindthatforeignbankentrywasfollowedbyareductioninboththeprofitabilityandtheoverheadexpensesofdomesticbanksandthatforeignbanksindevelopingcountriesperformbetterthandodomesticbanks.ForLatinAmericancountries,Crystal,Dages,andGoldberg(2001)arguet
8、hatforeignbankentryis-9-**大学学士学位论文外文翻译associatedwithim