国际商务函电信函写法Unit 9 Insurance

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1、Unit9InsuranceIntroductionOriginanddevelopmentOriginallyappliedatsea,risksweregreat.Nowbecomeavastsubject,enteringintoeveryactivityofhumanbeings.VariouskindsofrisksF.P.AW.A,W.P.AT.P.N.D(Theft,Pilferage&Non-delivery)偷窃提货不着险AllrisksFreshandrainwaterDamageShortageRiskInt

2、ermixture&ContaminationRisks混杂玷污险LeakageRisksClash&BreakageRisks碰损破碎险TaintofodorRisks串味险Sweating&heatingDamage受潮受热险HookDamageRisk钩损险Rustrisks锈损险BreakageofpackingRisk包装破损险S.R.C.C.(Strikes,Riots,CivilCommotions)罢工、暴力、民变险WarRiskImportDutyRisk进口关税险OnDeckRisk舱面险RejectionRi

3、sk拒收险FailuretoDeliveryRisk交货不到险AflatoxinRisk黄曲霉险SurveyinCustomsRisk海关检验条款险SurveyatJettyRisk码头检验条款险ThepurposeofinsuranceistoprovidecompensationforthosewhosufferfromlossanddamageAcontractofindemnity赔偿合同AcontracttorestoretosomeoneFullorspecifiedpercentageamountofthelossI

4、nsuranceisonebetweenapartywhoagreestoaccepttheriskandapartyseekingprotectionfromtherisk.Inreturnforpaymentofapremium,theinsureragreestopaytheinsuredastatedsumshouldtheeventinsuredagainstoccur.Thepremium,sumofmoneypaidbytheinsuredisquotedasapercentageofthesuminsured.In

5、surancecompanyLloyd's1871famousorganizationPICCPeople’sInsuranceCompanyofChinaAboutPICCUnderwritealmostallkindsofinsuranceHasagentsworldwideOurforeigntradeinsuredhereNevershouldthebuyersbeforcedtoacceptCIFtermsiftheyintendtouseCFRFOBwithinsuranceattheirdiscretion.（自由选

6、择）InsuranceclausesChinaInsuranceClausesCICInstituteCargoClauseICCdifferentPrincipalperilsBasicmarinepolicyofPICCUnderitsOceanMarineCargoClauseFPAWPAAllrisksaverageAnglicizedwords（英语化词）,Frenchwords“avarie”“havarie”Generalaverage（全损）:alossresultingfromavoluntarysacrific

7、eorexpenditure,intimeofperil（危险）,forthesafetyofhull,cargoandfreight.Particularaverage（部分损失）:partialloss,anditsdistinctfromgeneralaverage,whichissharedbyallwhohaveafinancialinterestinthevoyageanditsrisksinproportiontothevalueofinterests.InsurancevalueCostofgoods+amount

8、offreight+insurancepremium+apercentageofthetotalsumtorepresentareasonableprofitonsaleofgoods.CIFtransactionEffect110%ofthein