2018香港银行业展望 - 毕马威

《2018香港银行业展望 - 毕马威》由会员上传分享，免费在线阅读，更多相关内容在行业资料-天天文库。

1、2018HongKongBankingOutlookkpmg.com/cnContentsOverview:Excitingpossibilitiesaheadasfintechgoesmainstream3Macrotrendsaffectingbanking:Newchallengesonthehorizon4Regulatorylandscape:Regulationsreducing,buttechnologybringsnewcomplexity5Fintech:Collaborationnotdisruption6Robotics:Robotsarenotquiteread

2、ytotakeovertheworld(ortakeourjobs)7Technology:Technologyiscreatingnewwaysofworking,buthumansremainimportant8Anti-MoneyLaundering:Battlingfinancialcrimethroughtechnology9Deals:HongKongtogogreen10Conduct:Conductisthenewfocus11Culture:Spotlightonbankculture12Banks’bookingmodels:HongKonggainstractio

3、nasregionalbookinghub13Non-PerformingLoans:NPLoutlookforHongKongispromisingwithexpectationofpositivedevelopmentsinChina14Non-FinancialRegulatoryReporting:Thenextissueforenforcement?15Tax:TaxpolicymakesHongKongamoreattractiveplacetodobusiness16Strategy:Ayearofgrowth17ContactUs18©2017KPMG,aHongKon

4、gpartnershipandamemberfirmoftheKPMGnetworkofindependentmemberfirmsaffiliatedwithKPMGInternationalCooperative(“KPMGInternational”),aSwissentity.Allrightsreserved.ExcitingpossibilitiesaheadasfintechgoesmainstreamOverviewWelcometoouroutlookfor2018,whereourBankingteamforecaststhekeydevelopmentsandtr

5、endsinHongKongforthenextyear.Withthemarketenvironmentstartingtostabilisein2017,thereareanumberofpositivedevelopmentsandopportunitiesintheyearaheadforbanksinHongKongtoincreasetheirprofitability.WeareseeingincreasingsignsthatUSinterestrateswillcontinuetorise,whichislikelytobenefitHongKongasliquidi

6、tyinthecity’ssystemispulledouttoinvestelsewhere.ThismayleadtobetteryieldsandincreasesinrevenueforHongKongbanksin2018.Wealsoexpecttoseecreditlossesremainwithintheirexistinglevels,withChina’sfinancialdeleveragingproceedingatitscurrentcontrolledpacewithoutanylargeshocksthatcouldcausepotentiallosses

7、forbanksinHongKong.Furthermore,webelievethat2018willbetheyearwherefintechgoesPaulMcSheaffreymainstreaminHongKong.WeappeartohavereachedatippingpointwherePartner,HeadofBanking&Capitaltheadoptionoffintechandothertechnologiesacr