穆迪-全球银行业2018展望

《穆迪-全球银行业2018展望》由会员上传分享，免费在线阅读，更多相关内容在行业资料-天天文库。

1、OUTLOOKRESEARCHBanks–Global2018OutlookDecember06,2017ContactsGregoryW.BauerFredericDrevonStephenLongMD–GlobalBankingMD–GlobalBankingMD–GlobalBankinggregory.bauer@moodys.comfrederic.drevon@moodys.comstephen.long@moodys.com+1.212.553.1498+44.207.772.5356+852

2、.3758.1306SeanMarionCelinaVansetti-HutchinsCarolaSchulerMD–EMEAFinancialInstitutionsMD–NorthAmericaandLatinMD–EMEABankingsean.marion@moodys.comAmericaBankingcarola.schuler@moodys.com+44.207.772.1056celina.vansetti-+49.697.073.0766hutchins@moodys.com+1.212.

3、553.4845NickHillGraemeKnowdAnaArsovMD–EMEABankingMD–AsiaPacificBankingMD–GlobalInvestmentBanksnick.hill@moodys.comgraeme.knowd@moodys.comana.arsov@moodys.com+33.153.301.029Phone+81.354.084.149+1.212.553.3763RobardWilliamsJenniferZongSVP–CS&RAssociateAnalys

4、t–CS&Rrobard.williams@moodys.comjennifer.zong@moodys.com+1.212.553.0592+1.212.553.0110Thispublicationdoesnotannounceacreditratingaction.Foranycreditratingsreferencedinthispublication,pleaseseetheratingstabontheissuer/entitypageonwww.moodys.comforthemostupd

5、atedcreditratingactioninformationandratinghistory.Banks–Global2018Outlook,December20172TableofContentsOverviewPage04BankRatingsandOutlooksPage071.MacroOutlook&FinancialFundamentalsPage112.RegulatoryLandscapePage173.Fintech&TechnologyPage214.EuropeanUnionPa

6、ge245.NorthAmericaPage286.EmergingMarketsPage31AppendixPage35Banks–Global2018Outlook,December20173OverviewSynchronousupturninglobalgrowthtounderpinstablecreditworthinessacrossbankingsystems»Strengtheningeconomicgrowthandimprovedsolvencyunderpinbankcreditwo

7、rthiness:Theglobalbankingsectorwillbenefitfromfavorablecreditconditionsthatincludeimprovingeconomicgrowthandasupportivefundingenvironment,followingimprovementsincapitalizationachievedoverthepastfewyears.»Butlowreturnswillpersist:However,broadlystrongerecon

8、omicgrowthisunlikelytotranslateintomaterialimprovementsinbankprofitabilityinthecomingyear.Banks’returnsonassetsandcapitalremainrelativelymodestgivenlowinterestratesand,insomejurisdictions,stubbornlyhighlevels