为什么这么穷？.docx

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1、为什么这么穷？Youmaynotrealizeit,butsomethingsyoudohabituallycanmakeyoulosemoney.Let’sseewhatthosecostinghabitsareandhowwecanreversethem.            也许你都没意识到，一些习惯性的事情也会不知不觉浪费钱呢。我们来看看一些浪费钱的小习惯，学习如何去改正吧。      1.Youareachroniccomplainer          你是个负能量的抱怨者      Ifyoualwaysseethebadside,thenyoumightnot

2、seetheopportunitiesaroundyou.Whenyoumissopportunities,youinevitablylosemoney.          如果总是看到坏的那一面，那么就会失去很多机会，一旦机会都失去了，钱肯定就赚不到啦。      Forexample,ifyouaretoobusycomplainingtoyourselfabouthowyourco-workersucks,youmightnotthinkthatyouwouldbeagreatfitforthatnewprojectthatjustcameout.Yes,theoneth

3、atwouldboostyourresumeandpossiblyleadtoapromotion.Opportunitylost.          比如你一直都抱怨同事们多么的没用，也许就想不到其实自己非常适合新项目。对，就是那个能展现你实力带来升职机会的新项目。可惜没咯。      2.Youthinkyouwouldneverspendthismuchmoney,andthenspendit          你觉得自己绝不会花那么多钱，然后花了。      MyfriendandNYTbest-sellingauthorRamitSethilikesmakingfun

4、ofpeoplewhothinktheywillneverspend,e.g.$30,000onawedding.Butwhentimecomes,andit’stheirturntogetmarried,theyspendit.            我朋友和《纽约时报》畅销作家RamitSethi喜欢取笑那些总觉得自己不会花那么多钱的人，比如花3万美元筹办婚礼。但轮到他们结婚的时候，似乎花的也不少哦。      I’mnotcriticizingspendingmoneyonyourweddinghere.I’mjustsayingthathadyouaccountedfo

5、rthe“havingabigwedding”scenario,youmighthavesavedmoreinthepast,andhencenotneedtogetintocreditcarddebt.            我不是说不该在婚礼上花钱。我只是说如果你已经考虑了一幅“有个盛大婚礼”的场景，你就应该开始节约用钱，这样以后才不至于成卡奴。      3.Youdon’tnegotiate          你不还价      Fromnegotiatingthepriceofyourcar,tonegotiatingyoursalary,youhavealotofp

6、otentialtosavethousandsofdollars.Yetbeware,negotiatingisnotsomethingmostpeopleareskilledat.Irecommendbuyingbooksandthenspending1000xmoretimeactuallypracticingthebooks’teachingswithafriend.          无论是买车还是谈论薪资，你都有可能去省一大笔钱。要记住，讨价还价并不是大部分人都擅长的事情。我建议买本类似的书，然后和自己的朋友把书里的技巧默默练习几千次吧。      That’show

7、you’llwalkintoanegotiationwithconfidenceandreadytotackleanythingthatcomesyourway.          这样你就能自信的开始讨价还价，让一切都尽在你的掌控。      4.Youthinkshort-termvs.long-term          短期/长期计划      Weoftendon’treallytakeintoaccounttheeffectofouractionsinthelongrun.For