国际商务英语函电课件吴雯 ISBN9787566301062 PPTPPT11保险.ppt

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1、CHAPTERXIINSURANCEObjectives:Afterlearningthischapter,youwill1.Befamiliarwithsometermsrelatedtoinsurance.2.Befamiliarwithinsurancepolicies.3.Beabletowritelettersoninsurance.Lesson28InsuranceInformationLesson29AskingforCIFTermsLesson30(A)EnquiringforInsuranceRate(B)OfferingInsuranceRa

2、teIntroductionIntheinternationaltrade,itisquitepossibleforgoodstoencountervariouskindsofrisksandlossesduringthelongdistancetransportationfromthesellertothebuyer.Soexportersorimportersneedtocoverinsuranceontheirgoodswithinsurancecompaniesagainstdifferentrisks.Insuranceisdefinedasfinan

3、cialprotectionagainstlossandharm.Itisanarrangementbywhichacompanygivescustomersfinancialprotectionagainstloss,damage,anddelayintransit,inreturnforpaymentthatiscalledapremium.Theinsurancecompanyagreestopayifaspecifiedundesirableeventoccurs.Arrangementsforinsurancemaybemadebyeithertheb

4、uyerortheseller,inaccordancewiththetermsofsale.Therearemanydifferentkindsofinsuranceandmostareratherspecificandcomplicated.Allofthemhavedifferenttermsofwhenmoneywillbepaidanddifferentcosts.Thebuyerandthesellermustdecideonwhichpoliciesaremostbeneficial.Sometimesthebuyerandthesellerpay

5、fordifferentpartsofthecoverage,especiallywhenthebuyerwantsextraclausesortermsthatthesellerdoesnotgenerallypayfor.Thereareagreatnumberofinsurancecompaniesintheworld.Lloyd’sisafamousorganizationincorporatedinLondonin1871.Itisthecenterofmarineinsurancewhichstartedinaseventeenthcenturyco

6、ffeehouse.Throughwhich,insurancebrokersmaypacetheirbusiness.Inchina,PICC,establishedin1949,isthestated-ownedinsuranceorganizationwhichunderwritersalmostallkindsofinsuranceandhasagentsinalmostallmainportsandregionsovertheworld.SincetheestablishmentofthePICC,ithasbecomethepracticeofChi

7、neseforeigntradecorporationstohavetheirimportsinsuredwiththePICC.ChinaExport&CreditInsuranceCorporation(SINOSURE)isChina'sonlypolicy-orientedinsurancecompanyspecializinginexportcreditinsurance.ItbeganoperationsonDecember18,2001,withcapitalcomingfromtheExportCreditInsuranceRiskFundasa

8、rrangedbythe