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1、毕业论文(20__届)建德农村金融问题发展中存在的问题及对策I摘要自党的十六大以来,连年下发了三个1号文件,建德市各级党委政府高度重视“三农”问题,为农业增效、农民增收等采取一系列积极有效的政策和措施。但是长期以来,农村融资难、农户贷款难、农村资金外流严重造成的农村金融发展滞后、支持力度小、服务不够完善等问题严重制约着建德农村发展。特别是农村金融供给不足导致的农业发展缓慢,有效需求不足导致的金融机构服务的不完美,都严重制约着建德农业的健全发展。因此,研究建德农村金融发展存在的问题就显得尤为重要,这对促进建德农村经济又好又快发
2、展具有重要的现实意义。本文从建德农业发展现状导出农村金融发展现状,问题及产生的原因。并提出可行的对策建议。特别指出,建德应结合自身的特点改善农村金融环境,进一步解决农村金融问题,进而推动建德农业的发展。关键词:农村金融;新农村建设;农村金融体系IAbstractSincethe16thparty'sthreesuccessiveyearssince,issuedadocuments,JianDeShipartycommitteesatalllevels,nogovernmentinemphasison"threeagricu
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6、gheartsoundandrapideconomicgrowth.Thispaperderivedfrombuildingheartagriculturaldevelopmentsituationofruralfinancialdevelopmentpresentsituation,theoreticallyfoundbuildingheartruralfinance,thencombinesaseriesofdatasystemanalysisthereasons.Finally,linktheorywithpracti
7、ceandontheruralfinancialproblemsmakeadetailedanalysis,onthisbasis,combiningwithbenigncirculation,thefeasiblecountermeasuresandSuggestions.Thusforbuildingheartcombinesownfeaturestoimproveruralfinancialenvironment,furthersolvingruralfinancialproblemsandprovidesolidth
8、eoreticalfoundationandpromotethedevelopmentofagriculturebuildingheart.Keywords:RuralFinancialDevelopment;FinancialSystem;questioncountermeasureIV