基于信用等级评价银行贷款动态定价方法的研究

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1、湖南大学学位论文原创性声明本人郑重声明所呈交的论文是本人在导师的指导下独立进行研究所取得的研究成果。除了文中特别加以标注引用的内容外，本论文不包含任何其他个人或集体。已经发表或撰写的成果作品对本文的研究做出重要贡献的个人和集体，均。己在文中以明确方式标明本人完全意识到本声明的法律后果由本人承担。作者签名日期勃刀夺年月引日学位论文版权使用授权书本学位论文作者完全了解学校有关保留、使用学位论文的规定，同意学校保留并向国家有关部门或机构送交论文的复印件和电子版，允许论文被查阅和借阅。本人授权湖南大学可以将本

2、学位论文的全部或部分内容编入有关数据库进行检索，可以采用影印、缩印或扫描等复制手段保存和汇编本学位论文。本学位论文属于、，。保密口在年解密后适用本授权书、。不保密回“请在以上相应方框内打了，’作者签名日期勿跨年月引日导师签名日期宇年口月引日枷硕士学位论文目录·················································································，摘要…………····································

3、················································……插图索················································································……弓卜附表索···········································································……引第章绪论·······························

4、·········································……研究背景及意义·····················································……利率体制改革现状及前瞻···················································……银行贷款定价的现状和存在的问题··········……‘······················……································

5、···········”贷款定价研究的现实意义…………贷款定价研究综述及主要问题················································……研究对象与研究动态······················································……研究内容与研究框架····························································……第章商业银行贷款定价的理论基础与···········

6、················……动态定价法贷款定价的原理··································································……贷款定价的原则························································……贷款定价的影响因素····························································……影响贷款定价的一般因素········

7、········································……影响贷款定价的具体因素················································……贷款定价的三种基本模式················································……巧成本加成贷款定价模式···················································……价格领导贷款定价模式···············

8、····································……客户盈利分析贷款定价模式·············································……动态定价法与传统定价法的对·······································……比分析对······················································……比分析的理论视点传统定价法的签约问题