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1、http://beta.ndb.org/site/careers/intemational-sUiff-vacnncies/aiHicipated-vacancies/risk-managementFinancialandRiskManagementPoliciesADBmaintainsthehighestreputationasaborrowerinfinancialmarketsasaresultofstronggovernanceandconservativefinancialandriskmanagementpolicies,with
2、inandevenbeyondCharterrequirements.ADBmaintainsriskpoliciesandprocedurestomeasure,monitor,andcontrolrisksfortheoverallmanagementofADB'scredit,market,operationalandliquidityrisks.Itassessesthecreditworthinessofallnonsovereigntransactions.Specifically,itconductsriskassessments
3、ofnewtransactions,providesindependentmonitoringfollowingorigination,andwhennecessaryassumesresponsibilityforresolvingdistressedtransactions.ADBalsomonitorsmarketandtreasuryrisks,suchasthecreditqualityofcounterparties,interestraterisk,andforeignexchangerisk.Fortheaggregatepor
4、tfolio,ADBmonitorslimitsandconcentrations,setsasideloanlossreserves,establishesloanlossprovisionsineludingcollectiveprovisionrequirements,andassessescapitaladequacy.TheOfficeofRiskManagement(ORM)isresponsiblefortheoverallmanagementofADB'scredit,market,andoperationalrisks.ADB
5、continuestostrengthentheORMtosupporttheplannedgrowthinADBoperations.ADB'sriskmanagementframeworkalsoineludestheRiskCommittee,whichprovideshigh-leveloversightofADB'srisksandrecommendsriskpoliciesandactionstotheADBPresidentandtheAuditCommitteeofADB'sBoardofDirectors.Conservati
6、vefinancialmanagementTwofundamentalprinciplesunderpinADB'sstrength:•Lendinglimitation:UnderADB'slendingpolicy,thetotalamountofOCRdisbursedloans,approvedequityinvestments,andthemaximumamountthatcouldbedemandedfromADBunderitsguaranteeportfoliomaynotexceedthetotalamountofADB'su
7、nimpairedsubscribedcapital,reservesandsurplus.•Borrowinglimitation:UnderADB'sborrowingpolicy,ADB'sgrossoutstandingborrowingsmaynotexceedthesumofcallablecapitalofnon・borrowingmembers,paid-incapital,andreserves(includingsurplus).ADBWconservativefinancialmanagementpolicieshavec
8、onsistentlyhelditsloansandborrowingswellwithintheselimits・Lendingheadroom:2
