外资银行对我国银行业的影响与对策分析

《外资银行对我国银行业的影响与对策分析》由会员上传分享，免费在线阅读，更多相关内容在学术论文-天天文库。

1、AbstractABSTRACTSinceDecember11，2006，thefullliberalizationofChina’Sfinancing．ChinahasgrantednationaltreatmenttoforeignbanksandRMBbusinesshasbeenexternalfullyliberalized．Foreignbanks’entryintoChinesebankingwillbeaseriouschallengeandtheheavypressureofcompetition，andourc

2、ountry’Sfinancialandeconomichaveasignificantandfar-reachingimpact．Facingthehugeimpactofforeignbanks，domesticbanksmustdearlyunderstanditscharac，teristicsandthecompetitors，constantlyenhancetheircompetitivenessthroughcontinuouslearningandreference，inordertokeepandexpandm

3、arketshareinthefiercecompetition．Thisessayhassixparts．Thefirstchapteroutlinesthedevelopmentprocess，thestatusquoandthestrategicreadjustmentoflateofforeignbanks’entryintoChinesebanking，Chinesebankingcanclearlyunderstandthesituationofcompetitorsinordertotaketherelevantme

4、asurestocopewiththechallengesofthefuture；andthenconcretlyanalysingtheimpactofforeignBanks’entryintoChinessbankingismainlyfromtheresultsofresearchontheimpactofforeignbanks’entryintothehostcountry,combinedwithChina’Sactualconditions，fromboththeoreticalandempiricalresear

5、chandanalysisoftheimpactofforeignbanks’entryintothecompetitivenessofChinesebanking．Throughanalysis，wefindoftheextentofforeignbanks’entryhaveasignificantimpactonChinesebanking’Srevenue，cost，profitandSOon．Althoughtheshortterm，someofthefindingsoftheempiricalanalysishaved

6、ifferentfromtheresultsofrelatescholar,fromalong-termperspective，foreignbankings’entrywillaffectthecompetitivenessofChinesebanking，therefore，ChinamustfromthestateandthebankstotakecertainmeasurestoimprovethecompetitivenessofChinesebanking，SOthatdomesticbanksintheincreas

7、inglyintensecompetitiveenvironmentcanseeksurvivalanddevelopment．KeyWords：Financialglobalization；Foreignbanks；Entryeffect；ChinesebankingIII学位论文独创性声明本人声明所呈交的学位论文是本人在导师指导下进行的研究工作及取得的研究成果。据我所知，除了文中特别加以标注和致谢的地方外，论文中不包含其他人已经发表或撰写过的研究成果，也不包含为获得直昌太堂或其他教育机构的学位或证书而使用过的材料：与我一同工作

8、的同志对本研究所做的任何贡献均己在论文中作了明确的说明并表示谢意。学位论文作者签名(手写)：休檄签字日期：劲矿年矿月／，日学位论文版权使用授权书本学位论文作者完全了解壶星太堂有关保留、使用学位论文的规定，有权保留并向国家有关部门或机构送交论文的复印