房地产开发贷款风险分析——以日照市某居民区项目为例

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1、最后，商业银行房地产开发贷款风险防范。在房地产开发贷款成因分析和风险评价的基础上，以我国商业银行的角度，从政府、商业银行和房地产企业三方面提出防范房地产信贷风险的措施和建议。论文主要在以下几个方面进行了创新性探讨：(1)构建房地产信贷风险评价指标体系，运用层次分析法对我国商业银行信贷风险因素进行分析。(2)以日照市某住宅小区为具体案例，对影响商业银行信贷风险的因素进行层次分析，确定各个风险因素对商业银行的影响力，为商业银行风险管理提供理论依据。关键词：房地产开发贷款；商业银行；风险管理RISKSANALYSlS0NLOANSOFREALESTATEDEVELOPMENT—RESlDENT

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