外资银行进入我国银行业市场的效应分析

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1、AnAnalysisoftheEffectofForeignBanksEnteringOurNationalBankingMarketAbstractChinahasjoinedtheWTOformorethanthreeyears，alongwiththegradualopeningofournationalfinancialmarket；foreignbanksbusinessisdevelopingswiftlyinChina．Ontheonehandthenetinstitutionsincrease

2、continuously,ontheotherhandtheresultofforeignbanksparticipatinglocalbanksyieldstriking．Inshort，thedevelopmentofforeignbanksisinagoodstate．Thestrongandbigshockwaveshaven’tappearedwhichpeoplepredictedbeforetheentranceofforeignbanks．Foreignbankshavebecomeanimp

3、ortantforceoftheChinesebanking．Localcommercialbanks，includingthestate-ownedcommercialbanks，reformanddevelopquicklyindifferentway．Thelocalbanksandtheforeignbanksdrawanewpaintingtogethertogetboth—winedcooperationintheChinesefinancialmarket．After2006，ournation

4、alfinancialmarketwillopencompletely,andthereformationsofthelocalbankshavealreadyenteredthekeystage．Recently,theChinaBankingRegulatoryComrnission(CBRC)revisedthe《detailedregulationofforeignfinancialinstitutionmanagement》，loweringthequantityofthecapitalwhichf

5、oreignbanksusedinbusinessandrunning，simplifyingthefileofrunningcapital，reducingtheadministrativelevelsofexamineandapprove，adoptingthesystemofexaminationandapprovalandthesystemofrecordOnthescopeandassortmentoffbrei弘banks’business，mostofthemtheadoptsthesystem

6、ofrecord，providingforeignbanksdevelopingjuncturetoopeningbusinessinChinese．Obviously,thepolicyhascreatemoreconvenienttermsfordevelopmentofforeignbanksinChinese，meaningthatthedevelopmentofforeignbanksinournationalwillliftcompletelysoon．Peoplespaycloseattenti

7、ontobothsuperioritiesoflocalbanksandtheforeignbanksandonthefmancialmarketdeveloponeafteranOther．Thistextsummaryanddescribethepresentsituationofforeignbanks’developmentsincethreeyearsbeforewhenChinaenteredWTO，astheforeignbanksenteredournationalfinancialmarke

8、t，userationingandqualitativeanalysis，makeaevaluationabouttheconductionmechanisminmarketandinfluencecausedbytheforeignbanks．Inthelastthreeyearsnearly，whethertheeconomicincreasedinhi曲speed，partlyextremis