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1、AbstractNowadays,enterprisesforthepurposeofprofitthemajorityofenterprisesinthebusinessprocessusingthemethodofcreditwhichthemethodtestonbothsidesofthecredit.Therefore,theenterprisecreditmanagementhasbecomeoneofthecorecontentofmodementerprisemanagement^alsooneoftheprerequisiteconditionsthatthe
2、enterpriseinamarketeconomyenvironmenttosurviveanddevelop.Withthegradualopeningofthemarket,enterprisecompetitionismoreandmorefierce.Enterprisesmustcontinuetoimprovethemarketcompetitivenessinordertosurviveanddevelop.Competitivenessinallmarkets,thecorporatecreditmanagementcapabilitieswillundoub
3、tedlybecomeoneofthekeyfactorsinwinningthecompetition.Enterprisesinordertoincreasesalesandmarketshare,oftenusingcreditsalesapproach,althoughthismethodtoincreasedsales,reducedinventory,butinfacttendtoincreasetheriskofaccountsreceivable,ifthebaddebthappened，itneedsmoresalestomakeupfor.Duetothed
4、ifferentcreditlevelsofcustomers,creditawarenessisweak,maketheenterpriseaccountsreceivablecollectionisverydifficultTherefore,howtheenterprisetocarryoutthecreditriskmanagement,makethecreditpolicy,establishascientificandreasonablecollectionprocess,toagainstcreditrisks,andhowtominimiselossesispa
5、rticularlyimportant.Especiallyintheexpressindustry，expressdeliveryindustryhasthecharacteristicsofmorecustomers,classificationofmixed,customerqualitylevelsnotneat,etc.:Asaserviceindustry,almostalltransactionsgiveprioritytoinordertoselloncredit*Atthetimeofreceiptweoftenfacedtheconditionsuchanc
6、onflicts,escapeandsoon.Wehavetoinvestalotofmanpowermaterialresourcestosolve.Thereforescientificcreditriskmanagementforexpresscompaniestoahealthycashflowisveryimportant.However,duetotheexpressindustrysellingservicesandreputation，salesaccountedforthedominantpositioninthesalesprocesswhichmadeal
7、otofpressuretoourcreditmanagement.Jnthisarticle,throughanalyzingtheDHLproblemsincreditmanagementwork,tofindwaystosolveproblems,putforwardeffectiveadviceandhelpenterprisestomakecomprehensiveill万方数据judgments,tradeoffsbetweenriskandreturn,makeappropri
