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1、AbstractNowadays,enterprisesforthepurposeofprofitthemajorityofenterprisesinthebusinessprocessusingthemethodofcreditwhichthemethodtestonbothsidesofthecredit.Therefore,theenterprisecreditmanagementhasbecomeoneofthecorecontentofmodementerprisemanagement^alsooneoftheprerequisite
2、conditionsthattheenterpriseinamarketeconomyenvironmenttosurviveanddevelop.Withthegradualopeningofthemarket,enterprisecompetitionismoreandmorefierce.Enterprisesmustcontinuetoimprovethemarketcompetitivenessinordertosurviveanddevelop.Competitivenessinallmarkets,thecorporatecred
3、itmanagementcapabilitieswillundoubtedlybecomeoneofthekeyfactorsinwinningthecompetition.Enterprisesinordertoincreasesalesandmarketshare,oftenusingcreditsalesapproach,althoughthismethodtoincreasedsales,reducedinventory,butinfacttendtoincreasetheriskofaccountsreceivable,iftheba
4、ddebthappened，itneedsmoresalestomakeupfor.Duetothedifferentcreditlevelsofcustomers,creditawarenessisweak,maketheenterpriseaccountsreceivablecollectionisverydifficultTherefore,howtheenterprisetocarryoutthecreditriskmanagement,makethecreditpolicy,establishascientificandreasona
5、blecollectionprocess,toagainstcreditrisks,andhowtominimiselossesisparticularlyimportant.Especiallyintheexpressindustry，expressdeliveryindustryhasthecharacteristicsofmorecustomers,classificationofmixed,customerqualitylevelsnotneat,etc.:Asaserviceindustry,almostalltransactions
6、giveprioritytoinordertoselloncredit*Atthetimeofreceiptweoftenfacedtheconditionsuchanconflicts,escapeandsoon.Wehavetoinvestalotofmanpowermaterialresourcestosolve.Thereforescientificcreditriskmanagementforexpresscompaniestoahealthycashflowisveryimportant.However,duetotheexpres
7、sindustrysellingservicesandreputation，salesaccountedforthedominantpositioninthesalesprocesswhichmadealotofpressuretoourcreditmanagement.Jnthisarticle,throughanalyzingtheDHLproblemsincreditmanagementwork,tofindwaystosolveproblems,putforwardeffectiveadviceandhelpenterprisestom
8、akecomprehensiveill万方数据judgments,tradeoffsbetweenriskandreturn,makeappropri
