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1、华中科技大学硕士学位论文AbstractCommercialBanksalwaysplaysaspecialpositioninthefinancialmarket,whichisthelifebloodofacountry'sfinancial,amongthem,thecommercialbank'screditisthekeyofthefinancialsystem.Infinancialproductsonacommissionbasisclasses,Bankswiththeirowncreditguaranteeforissuersoffina
2、ncialproduct,belongstosellcreditbehavior.Inthiscase,oncetheproductsappearproblem,itiseasytocausepeopletoactasagentforsalesofsuchproducts,thebankcrisisofconfidence,willseriouslythreatentheviabilityofabank.However,atpresent,commercialBanksdoesn'tseemtobeawareoftheseriousnessofthepro
3、blem.Smallandmedium-sizedBanks,inparticular,itsproductsaregoodandbadareintermingled,fortheconsignmentclassmanagementhasbroughtalotofrisksandhiddendangers.MostBanksseemstosellgoodsonacommissionbasisishappytooverdrawthecreditintheconsumers'mind,someevenrelyingontheirunderwriters,thi
4、nkoneselfisnotuseforinvestorstotakeontoomuchresponsibility,sotohide.Thisisaverydangeroussituation.Asfinancialmarketsgraduallyprosperous,similaronacommissionbasisclassproductswillemergeinendlessly,ifnotinlawclearbankshouldassumeobligationstoinvestors,acleardivisionbetweeninvestors,
5、bank,theissuerthreerespectiveshouldbeartheresponsibility,soinvestorsafterthedefeatofinvestmentwillbeunabletoclaimforcompensation.Thiswilltriggeraseriesofsocialproblems.Huaxiabankfinancialscandal,thereisaseriesofsmallermassprotests.Cbank,forexample,thispaperanalyzedaboutthepresents
6、ituationofthefinancialproductofairplane,atthesametimeinthebank"zendaiTaurus",forexample,riskforitsproducts,expoundsthereasonsfortheformationandreasons,accordingtothelastquestionputforwardConthecommissionofthebanksellII万方数据华中科技大学硕士学位论文financialproductsshoulddowellinriskmanagementac
7、cess,strengthenthemarketingconductduediligence,seriousafter-salesmanagement,strengtheninternalmanagement,andothermeasures.Keywords:financialproductConsignmentRiskcontrolIII万方数据华中科技大学硕士学位论文目录摘要.........................................................................................
8、....................IAbstract....