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1、金融英语阅读1:“TheMarket”IsaConceptIsthemarketaplace?Orathing?Neither,really.It'saconcept.Ifyouaregrowingtomatoesinyourbackyardforsale,youareproducingforthemarket.Youmightsellsometoyourneighborandsomeinyourlittlestandbytheroadsideandsometothemanagerofthelocalsupermarket.Butineith
2、ercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoumowlawnstoearnmoney,youareproducingaserviceforthemarket.Ifyourfatherasteelworkerorabricklayeroratruckdriveroradentistoragrocer,heisproducinggoo
3、dsorservicesforthemarket.市场是一个地方吗?是一样东西吗?都不是,真的。市场是一个概念。如果你在自家的后院种番茄出售,你是在给市场提供产品。你可以将一些蔬菜卖给邻居,将一些蔬菜摆在路边的小摊上出售,将一些蔬菜卖给当地超级市场的经理,在任何一种情况下,你都是在给市场提供产品。你的努力都是在市场的引导下作出的。如果人们不买你的番茄,你就不会种番茄。如果你割草挣钱,你是在为市场提供劳务。如果你父亲是钢铁工人,或者是瓦匠,或者是卡车司机,或者是牙医,或者是开食品杂货店的,他也正在给市场提供商品或者劳务。Whenyouspend
4、yourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstations,andrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.当你花钱时,你是在市场上购买东西。你可以在商店、超级市场、气站和餐馆花钱,你还是在市场上购买东西。
5、当本地的杂货店雇你开送货车,他是在劳动力市场上购买你的劳动。Themarketmayseemtobeafuzzysortofthing.Butforeachperson(orbusiness)whoismakingandsellingsomething,it'sveryreal.Ifnobodybuysyourtomatoes,itwon'tbelongbeforeyougetthemessage.Themarketistellingyousomething.It'stellingyouthatyouareusingyourenergiesa
6、ndresourcesindoingsomethingthemarketdoesn'twantyoutodo.市场似乎是一种含糊不清的东西,但是,对一个正在生产商品的人(或一家企业),它是实实在在的。如果谁也不买你的番茄,不需要很长时间你就会得到信息。市场在告诉你一些道理,他在对你说,你做事所花的精力和使用的资源是市场上所不需要的。金融英语阅读2:TheMoneyinaBankThebanksarecommercialenterprisesandlikemanyotherbusinessesareorganizedascompanieswhi
7、chareownedbyshareholders.Theseshareholders,ortheirpredecessors,providedthemoneytosetupthebanksandtoenlargethem.Thismoneyisknownasabank’scapital.Buttheshareholders'moneyisonlyasmallpartofthetotalamountofmoneywhichtheclearingbankshaveattheircommand.Whoprovidedtherestofthiseno
8、rmoussum?Thebanks'customers.Banks,ineffect,borrowfromtheircustomersaswellaslendtot