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1、Unit8payment因为要上课Payment(支付)Paymentinforeigntradeisoftenmorecomplicatedanddifficultthansellinginthehomemarketbecauseagreatdistanceseparatestheexporterandhiscustomer,andinmanycases,severalpartieswillhavetobeinvolvedinordergetthepaymentmade.Themostgenerallyusedmodesofpay
2、mentininternationaltradeare:1.remittance(汇款)A)mailtransfer(M/T)信汇B)telegraphictransfer(T/T)电汇C)demanddraft(D/D)票汇2.Collection(托收)A)documentsagainstpayment(D/P)付款交单B)documentsagainstacceptance(D/A)承兑交单3.Letterofcredit(L/C)信用证Asfarastheseller’sbenefitisconcerned,L/Cisbet
3、terthanD/P,D/PatsightisbetterthanD/Paftersight,whereasD/PisbetterthanD/A.Remittanceisonlyusedinsmalldeals.LettersregardingLetterofCreditareusuallywrittenforthefollowingpurposes:(1)IfthebuyerfailstoestablishL/C,oritdoesnotreachthesellerintime,thesellerhastowritealettert
4、ourgethebuyertoestablishtheL/C.(2)Ifthesellerfindsthattherearesomediscrepanciesorsomespecialclauses,towhichthesellerdoesnotagreeintheL/C,thesellershouldaskthebuyertomakeamendment.(3)Ifthesellerfailstogetthegoodsreadyforshipmentintime,thesellerwillhavetoaskforextensiono
5、ftheexpirydateaswellasthedateofshipmentoftheL/C.Remittance汇付:T/T:汇款人--当地汇出行汇入行--收款人M/T:汇款人--当地汇出行汇入行--收款人D/D:汇款人买即期汇票—寄收款人—到汇票指定银行取钱Collection托收D/P,D/AL/C信用证电报信件进口商出口商议付行开证行145682367L/C2.开证3.开证寄出4.交证至出口商5.装运单据,开汇票,信用期有效期内议付;银行核单垫付货款6.货运单据及汇票寄出7.核单,偿付8.付款Theprocessofiss
6、uingaletterofcredit(1)Theprocessofissuingaletterofcreditbeginswiththebuyer.(2)ThebuyerinstructshisbanktoissueanL/Cinfavorofthesellerfortheamountofthepurchase.(3)Thebuyer’sbank(theopeningbank)sendstoitscorrespondentbankintheseller’scountry,theL/C,givinginstructionsabout
7、theamountofthecredit,thebeneficiary,thecurrency,thedocumentsrequiredandotherspecialinstructions.(4)Onarrivalofit,thecorrespondentbankadvisesthesellerofthereceiptofcredit.(5)SometimesasellerrequiresaconfirmedL/C.Inthiscase,thecorrespondbankusuallyaddsitsconfirmation,bec
8、omestheconfirmingbank,andadvisesthesellerofthesame.(6)Thesellerwillthendispatchthegoodsaccordingly.进口商出口商托收行代收行127543