格莱珉银行的历程【外文翻译】

格莱珉银行的历程【外文翻译】

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时间:2018-05-17

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1、本科毕业论文外文翻译外文题目:TheStoryoftheGrameenBank出处:BrooksworldPovertyinstitute作者:DavidHulme原文:TheStoryoftheGrameenBankDavidHulmeAbstractThispaperlooksattheestablishmentandevolutionoftheiconicGrameenBankofBangladesh.IttracesthedevelopmentoftheBankfromitsorigins,providingmicrocredittopoor,ruralwo

2、meninBangladesh,throughaperiodofnationalexpansionandinstitutionalisation,tothereplicationaroundtheworldoftheGrameenmodel.Inthelate1990stheBankfacedrepaymentproblemsandadevelopingfinancialcrisis,andstrategieswereputinplacetostabiliseandreshapetheBank.Thisledin2001tothelaunchofGrameenII,

3、whichisanalysedintermsofitsmaincomponentsanditsresults.Finally,thepaperlooksatGrameenBank’sfutureroleasamajorplayerinthemicrofinancemarket,andasaninspirationforthosehelpingpoorpeopleimprovetheirownlives.Keywordsmicrofinance,micro-enterprise,creditfinancingIntroductionTheGrameenBankofBa

4、ngladeshholdsaniconicpositionintheworldofmicrofinance.Itiscreditedwithprovingthat‘thepoorarebankable’;theGrameen‘model’hasbeencopiedinmorethan40countries;itisthemostwidelyciteddevelopmentsuccessstoryintheworld;anditscharismaticFounder-Director,ProfessorMuhammadYunus,wasawardedtheNobelP

5、eacePrizein2006.BytheendofFebruary2008ithad7.4millionclientsandoutstandingloansof$545million.Byanymeasureitisanorganisationthathasimpactedgreatlyonthelivesofmanypoorpeopleandonideasaboutmicrofinance,povertyreductionandinternationaldevelopment.Thegroup-basedlendingmodel,targetedatpoor,r

6、uralwomen,thatissynonymouswiththeGrameenBankcontrastsmarkedlywiththetwoothericonicmicrofinanceinstitutions,BankRakyatIndonesiaandBancoSolofBolivia.TheoriginalGrameenBankmodelcomesoutofwhatRobinsoncallsa‘povertylending’approach,ratherthanthe‘financialsystems’approachthatshe,theConsultat

7、iveGrouptoAssistthePoor(CGAP),andmanyUSmicrofinancespecialistsprefer.However,unnoticedbymanyobservers,theGrameenBankmadedramaticchangestoitsservicesaround2001and2002.Itsnewmodel(GrameenII),takesitmuchclosertoafinancialsystemsapproach.AlthoughProfessorYunuscontinuestochampiontheideaof

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