on build the core competitiveness of city commercial banks means(在构建城市商业银行的核心竞争力)

on build the core competitiveness of city commercial banks means(在构建城市商业银行的核心竞争力)

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时间:2018-04-27

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1、OnbuildthecorecompetitivenessofcitycommercialbanksmeansAbstract:CommercialbanksintheserviceofSMEsandcommunityresidents,topromotelocaleconomicdevelopmentplayedanimportantrole,however,withtheincreasedopennessofChina’sfinancialmarkets,citycommercialbanksarefacingmanyproblems.Fromcommercialbankstobuil

2、dthecorecompetitivenessofthestatusquostartingonthecorecompetitivenessofcitycommercialbanksstartedtoexplorewaysofdevelopment.PaperKeywords:citycommercialbanks,corecompetencies,approachesCitycommercialbankssincethemid-1990sinception,aftertenyearsofdevelopment,throughavarietyofwaystoeffectivelyresolv

3、etherisk,theserviceisgoodforSMEsandcommunityresidents,tovigorouslypromotelocaleconomicdevelopment,itsassetstherapidexpansionofcomprehensivestrengthhasincreased,businesssenseandbusinessphilosophyhasbeen12significantimprovement.1thedevelopmentofurbancorecompetitivenessofcommercialbanks,theroleofThec

4、orecompetenceofcommercialbanksisdifferentcommercialbanksinthecontextofthesamemacro-environmentandfiercecompetitioninthemarket,abletousetheirlimitedresourcestocreatemorewealthandvaluethanthecompetitionabilityofthebankingsystemcompetitionThemostimportantfunctionalelements.tobuildthecorecompetitivene

5、ssofthebankingsectortoactivelyadapttotheinevitablechangesinmarketdemandchoice,itneedstobankaclearsystemofpropertyrights,improvingcorporategovernanceinstitutions,theoptimizationoforganizationalstructure,anextensionoftheservicecontent,productfeaturesinnovation,loweroperatingcosts,improveassetquality

6、,multi-facetedstrongsupport,istoprotectthebankforsustainabledevelopment.2citycommercialbankstobuildthecorecompetitivenesshasmadegreatprogress,butthereare12stillinadequate2.1Targetmarketsegmentationisnotenough,thereisnoclearmarketpositioningFormostcitycommercialbanks,theytargetedmarketpositioningfo

7、rthelocalbusinessesandresidentsintheprovisionoffinancialservices,butinthesamecityorregionhasanumberofdifferentstrengthofthebank,andbankingproductsandservicesandthereislargehomogeneity,sotheindustryisextremelycomp

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