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1、OnbuildthecorecompetitivenessofcitycommercialbanksmeansAbstract:CommercialbanksintheserviceofSMEsandcommunityresidents,topromotelocaleconomicdevelopmentplayedanimportantrole,however,withtheincreasedopennessofChina’sfinancialmarkets,citycommercialbanksarefacingmanyproblems.Fromcommercialbankstobuil
2、dthecorecompetitivenessofthestatusquostartingonthecorecompetitivenessofcitycommercialbanksstartedtoexplorewaysofdevelopment.PaperKeywords:citycommercialbanks,corecompetencies,approachesCitycommercialbankssincethemid-1990sinception,aftertenyearsofdevelopment,throughavarietyofwaystoeffectivelyresolv
3、etherisk,theserviceisgoodforSMEsandcommunityresidents,tovigorouslypromotelocaleconomicdevelopment,itsassetstherapidexpansionofcomprehensivestrengthhasincreased,businesssenseandbusinessphilosophyhasbeen12significantimprovement.1thedevelopmentofurbancorecompetitivenessofcommercialbanks,theroleofThec
4、orecompetenceofcommercialbanksisdifferentcommercialbanksinthecontextofthesamemacro-environmentandfiercecompetitioninthemarket,abletousetheirlimitedresourcestocreatemorewealthandvaluethanthecompetitionabilityofthebankingsystemcompetitionThemostimportantfunctionalelements.tobuildthecorecompetitivene
5、ssofthebankingsectortoactivelyadapttotheinevitablechangesinmarketdemandchoice,itneedstobankaclearsystemofpropertyrights,improvingcorporategovernanceinstitutions,theoptimizationoforganizationalstructure,anextensionoftheservicecontent,productfeaturesinnovation,loweroperatingcosts,improveassetquality
6、,multi-facetedstrongsupport,istoprotectthebankforsustainabledevelopment.2citycommercialbankstobuildthecorecompetitivenesshasmadegreatprogress,butthereare12stillinadequate2.1Targetmarketsegmentationisnotenough,thereisnoclearmarketpositioningFormostcitycommercialbanks,theytargetedmarketpositioningfo
7、rthelocalbusinessesandresidentsintheprovisionoffinancialservices,butinthesamecityorregionhasanumberofdifferentstrengthofthebank,andbankingproductsandservicesandthereislargehomogeneity,sotheindustryisextremelycomp