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1、THENEWFACEOFWEALTHMANAGEMENTINTHEERAOFHYBRIDADVICEONE-SIZE-FITS-ALLMODELSAREARELICOFTHEPASTWhiletherobotversushumandebategarnersheadlines,thefutureisnotaneither/orscenario.Rather,itisanampersand—humans&robots.Foryears,wealthmanagementadviceacombinationofhu
2、mansanddigitalmeantaclientpairedwithadedicatedcapabilities.Firmsthatprovideanhumanadvisor.Morerecently,asrobo-automatedplatformwithperiodicadvice,oralgorithms,havebecomeaccesstoahumanadvisorrankastoday’shottopic,manyhavechosenthemostpreferredscenarioacross
3、athetechnology-onlyroute,citingtherangeofinvestorprofiles.Combininglowercostand24/7accessitprovides.thebestofbothworlds—thelowcostandaccessofrobo-platformswithWhiletherobotversushumandebateanadvisor’sexpertiseinhandlinggarnersheadlines,inouropinion,themore
4、nuancedorcomplexinvestingfutureisnotaneither/orscenario.scenarios—hybridfirmsrankedhigherRather,itisanampersand—humansthanallothersinseveraldimensions&robots.Neitheraloneconstitutescriticaltocustomerloyaltyandthefutureofwealthmanagementsatisfaction,from“cu
5、stomizedservice”advice.NewAccentureresearchto“low-costproducts.”showsclientspreferhybridmodels—CURRENTWEALTHADVISORYMODELSTraditionaladviceRobo-adviceHybridmodelsHumanadvisorsofferingAlgorithm-basedplatformClientshaveaccesstoone-to-one,product-basedprovide
6、sadvicebasedondigitaltoolsthatfacilitatecounsel.clientgoals.self-investing,butalsocantapintohumanadviceonaperiodicbasis,orasSource:Accenturenecessary.2THENEWFACEOFWEALTHMANAGEMENTINTHEERAOFHYBRIDADVICEInvestorswantflexibility.Whileourresearchshowsmostfirst
7、consultinganothersource.ForinvestorsaresatisfiedwiththeircurrentMillennials,thatnumberjumpstomodels,thismomentintimeismoreanfiveinevery10investors.Servingaindicationthatwealthmanagershavechangingclientbase—inavarietyofdoneanexcellentjobofidentifyingthedemo
8、graphicsandallassetclasses—needsofvariousclientprofilesthanthereforerequiresafluidityintheasignthatchangegoingforwardwillapproach.notbenecessary.ChangewillindeedMyriadexamplesexist,butthebottombenecessary,ast
