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1、THENEWFACEOFWEALTHMANAGEMENTINTHEERAOFHYBRIDADVICEONE-SIZE-FITS-ALLMODELSAREARELICOFTHEPASTWhiletherobotversushumandebategarnersheadlines,thefutureisnotaneither/orscenario.Rather,itisanampersand—humans&robots.Foryears,wealthmanagementadviceacombinationofhumansand
2、digitalmeantaclientpairedwithadedicatedcapabilities.Firmsthatprovideanhumanadvisor.Morerecently,asrobo-automatedplatformwithperiodicadvice,oralgorithms,havebecomeaccesstoahumanadvisorrankastoday’shottopic,manyhavechosenthemostpreferredscenarioacrossathetechnology
3、-onlyroute,citingtherangeofinvestorprofiles.Combininglowercostand24/7accessitprovides.thebestofbothworlds—thelowcostandaccessofrobo-platformswithWhiletherobotversushumandebateanadvisor’sexpertiseinhandlinggarnersheadlines,inouropinion,themorenuancedorcomplexinves
4、tingfutureisnotaneither/orscenario.scenarios—hybridfirmsrankedhigherRather,itisanampersand—humansthanallothersinseveraldimensions&robots.Neitheraloneconstitutescriticaltocustomerloyaltyandthefutureofwealthmanagementsatisfaction,from“customizedservice”advice.NewAc
5、centureresearchto“low-costproducts.”showsclientspreferhybridmodels—CURRENTWEALTHADVISORYMODELSTraditionaladviceRobo-adviceHybridmodelsHumanadvisorsofferingAlgorithm-basedplatformClientshaveaccesstoone-to-one,product-basedprovidesadvicebasedondigitaltoolsthatfacil
6、itatecounsel.clientgoals.self-investing,butalsocantapintohumanadviceonaperiodicbasis,orasSource:Accenturenecessary.2THENEWFACEOFWEALTHMANAGEMENTINTHEERAOFHYBRIDADVICEInvestorswantflexibility.Whileourresearchshowsmostfirstconsultinganothersource.Forinvestorsaresat
7、isfiedwiththeircurrentMillennials,thatnumberjumpstomodels,thismomentintimeismoreanfiveinevery10investors.Servingaindicationthatwealthmanagershavechangingclientbase—inavarietyofdoneanexcellentjobofidentifyingthedemographicsandallassetclasses—needsofvariousclientpr
8、ofilesthanthereforerequiresafluidityintheasignthatchangegoingforwardwillapproach.notbenecessary.ChangewillindeedMyriadexamplesexist,butthebottombenecessary,ast
