china internet payment security status report released-毕业论文翻译.doc

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1、……………………………………………………………最新资料推荐…………………………………………………2012Chｉna　Iｎｔｅrneｔpaｙmentsecｕｒｉtｙｓｔaｔusreｐort　ｒeｌeaseｄ　　(Reｓeａrcｈｐａpers　DownｌｏadＮews)Reｃentｌｙ，ｔheＣhiｎａInｔernetNeｔwｏｒkInfｏrmationCｅｎter（CNＮIＣ)ｒelｅased　the　<<；２012Cｈina　Iｎterｎetｐayｍentｓecuritysｔａtｕsｒｅport＆gt;&ｇt;(ｈｅreｉnａfterrｅｆerre

2、ｄ　toas<＆lｔ；　Repｏrt＆gt;＆gt；）。　＆lt；&lｔ；30tiｍｅsunｄeｒtｈeＣｈiｎaIntｅｒnetNetwｏｒk　DeveｌoｐmｅntStatisticｓＲeport＆gt;>showｔhataｓ　of　Ｊune２012，Chinａ’suseｏｆonlinepayｍｅntｕsｅrsreached187ｍilliｏnｐｅopｌｅiｎthｅpenetraｔｉonofIntｅrnetuｓｅrｓwａs3４．8%intｈisreportshowsthattheoveralluse　ｏfonlineｐaymｅntseｃuｒi

3、ｔｙsiｔuaｔｉon　isbｅtter,Ｏｎlｙ5。3％ofuｓeｒsbｅlievｅthaｔ　onｌinepaｙmentｏnliｎe　payｍeｎｔsecure,whileusersmayｅｎcounterｕｎｓafe　inｃiｄｅntｓ,pｈishingtricｋaccｏｕnｔed　for　the　firstpａymeｎt,accｏuntｉng　for６4。4％。　Ｃhineseoｎlinepayｍenｔｈugeｓｐaｃｅ　fｏr　dｅvｅlopment，tｈird—partypaymｅnt　andonｌine5/5…………………………………………………

4、…………最新资料推荐…………………………………………………ｂａnkinｇtopaytｏｋeeｐpａce，fastpｅnetｒaｔioｎofｎearlｙ　haｌfoftheuｓers　paｙ．Ｃhｉnese　Ｉnterneｔ　fromｅnteｒtainmｅｎt　tobｕsiness　tｒaｎsｆormatioｎｉntoaｎｉmｐortaｎtplatｆｏｒm　for　paｙｍeｎt　ofaｐpｌicatiｏn，　ｎetwｏrk,ａndｌocａlｒetaｉlsalessurｇeinconsumer　servｉces,ｔhe　paｙmenｔofhugｅｍarkeｔs

5、pａｃeSurvｅy:leｓｓthan　４０％　ｏfIntｅrｎeｔｕsｅrｓoｎｌinｅpayment　ｕsers，futｕｒegroｗth　trｅｎｄ　iｓｇood.ｃuｒｒently　theｍａｉnuｓｅrsofonlｉne　paymｅｎｔoｎlｉnｅｐaymｅｎttypｅusingtｈird－pａrtｙ　paymｅnt　acｃｏｕnｔbalanceispａidaｎdonliｎebａnkiｎｇpaｙｍenｔｓ,cｏveriｎg　7９.2%，resｐeｃtｉvely,ａｎd7５。7%　ofthｅ　pａidsuｂｓcriｂers。　quicｋpａymenｔ

6、andcａrtoonspaｙｍent　hasbeｃｏｍea　new　treｎdinpaymenｔs，　tｈeｐroportionｏfInｔｅrnetuserｓusereacheｄ　４0。4％。ﻭﻪAlipayuｓeｒs　tooveｒrｉｄetheoｂvｉousadvanｔages,　UnionＰay　ｏnｌinｅgrowrapidlｙ.Chineseusersthｅ　moｓｔ　exｔeｎｓive　ｃoveraｇe　of　tｈｉrd-paｒty　paymｅnｔisPａypal,80％oｆ　ｕsersuse　Aｌipay　onlinepａyｍenｔ　ｏｎliｎe

7、　paymenｔachieveiｔｓcovｅｒaｇeaｍoｎgnetizｅｎs5/5……………………………………………………………最新资料推荐…………………………………………………aheadofｏtｈeｒfiｒｓtpartｙｐaymｅｎtｉnstruments.　came　inｓeｃoｎdplaceisＴenPａy,21。１%utiliｚation,ｔhethirdistheCUP　oｎliｎｅ,　1６.9％uｔｉｌizａtiｏn.ﻭﻪInbetｔeｒcoｎdｉtｉonoveraｌｌpａyｍｅntsecurity，oｎly5．3perｃentofuserｓ　

8、believｅｔhatonliｎe　ｐaymentｏ