新高考时文阅读17无现金社会：“数字货币”呼之欲出word版.docx

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1、时文拓展阅读无现金社会：“数字货币”呼之欲出谈到现金，我们自然而然会想到纸币或者硬币。而当今社会，我们只需刷手机便可完成支付。随着数字支付的发展，在未来的某一天，纸币和硬币或许都将退出历史舞台。阅读短文并回答问题Forthepast3000years,whenpeoplethoughtofmoney,theythoughtofcash.Frombuyingfoodtosettlingbartabs,day-to-daydealingsinvolvedpaperorclinkingbitsofmetal.Overthepastdecade,however,digi

2、talpaymentshavetakenoff—tappingyourplasticonaterminalorswipingasmartphonehasbecomenormal.Nowthisrevolutionisabouttoturncashintoanendangeredspeciesinsomericheconomies.Thatwillmaketheeconomymoreefficient,butitalsoposesnewproblemsthatcouldholdthetransitionhostage.Countriesareeliminating

3、（消除）cashatvaryingspeeds.Butthedirectionof travelisclear,andinsomecasesthejourneyisnearlycomplete.InSwedenthenumberofretailcashtransactionsperpersonhasfallenby80%inthepasttenyears. Cashaccountsforjust6%ofpurchasesbyvalueinNorway.BritainisprobablyfourorsixyearsbehindtheNordiccountries.

4、Americaisperhapsadecadebehind.Outsidetherichworld,cashisstillking.Buteventhereitsdominanceisbeingeroded.InChina,digitalpaymentsrosefrom4%ofallpaymentsin2012to34%in2017.Cashisdyingoutbecauseoftwoforces.Oneisdemand—youngerconsumerswantpaymentsystemsthatplugseamlessly（无缝地）intotheirdigit

5、allives. Butequallyimportant,supplierssuchasbanksandtechfirms(indevelopedmarkets)andtelecomscompanies(inemergingones)aredevelopingfast,easy-to-usepaymenttechnologiesfromwhichtheycanpulldataandpocketfees.Inthemaintheprospectofacashlesseconomyisexcellentnews.Cashisinefficient.Inrichcou

6、ntries,minting（铸造）,sorting,storinganddistributingitisestimatedtocostabout0.5%ofGDP.Butthatdoesnotbegintocapturethegains.Whenpaymentsdisappear,peopleandshopsarelessvulnerabletotheft.Governmentscankeepclosertabsonfraudortaxevasion.Digitalizationvastlyexpandstheplaygroundofsmallbusiness

7、esandsoletradersbyenablingthemtosellbeyondtheirborders.Italsocreatesacredithistory,helpingconsumersborrow.（节选自TheEconomist）1. WhatisthepurposeofParagraph1?A.Toshowanexampleofusingcash.B.Tointroducethemaintopicofthetext.C.Topresentthedevelopmentofcash.D.Toexplainthe historyofdigital p

8、ayments.2.Wh