弃用现金,实属不智.doc

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1、弃用现金,实属不智　　Canwedowithoutcash？Since2015，digitalpaymentsintheUKhaveoutnumberedthoseincash，andweareinvitedbythegreatandthegood1tocheerthison.Thefullycashlesserawillbemagnificentlyconvenient，theysay，withgoodsdelivereddirectlytothedoor：nofumblingforchange，2justtapandgo.SomeLondonbranchesofsev

2、eralchainsdon’tacceptcashanymore.Manyothersfast-track3customerswhocanpaybycontactlessmeans.Businessesandbankswanttoabolishcashbecausetheyhavenearpathological4fearsoftheblackmarketandtaxavoidance.Yetweshouldworryaboutthedeathofcash，becausephysicalmoneypossessesworthfaraboveitsfacevalue.　　C

3、ashisthegreatleveller.Everypenny，poundandbanknotesitsthesameineveryhand，identicalinvalueandappearance.Apocketfulofchangeisagallerycum5-museum.Yes，theQueenisthemainstay，butcoinsaboundinsymbolsoftheUnion：themedleyofTudorroses，thistles，ostrichfeathersandlionsstillcirculates，nowjostlingwithsh

4、ardsoftheRoyalArms.6ThesenumismaticquirksrevealthestrataofhistorythatshapedtheUnitedKingdom.7Whereelseworldwidewouldapocketfulofchangeincluderoyalportraiture，papaltitles，Virgiliantags，8RomanandArabicnumerals，andthreelanguages？　　Actualphysicalmoney，inthehand，teachesusitstruevalue.Withcash，

5、whatyouseeiswhatyouhave.Exchangingitdemandspersonalengagementandoilsthewheelsofacommunity.Atashoptillorpubbar，theexchangeofcashtakestime：itinvolvesaflutterofphysicalcontact，9eyemeetingeyeandareminderthattradeishuman.Adigitaltouchpaymentisdoneinaflash：nohumaninteractionnecessary.　　Spareath

6、ought，too，forhigh-streetcommunality.10Themorethattransactionsareceded11toelectronicdevices，thelesshumantherealityofworkandtradebecomes.BlackFridayoncedenoteddisastrouslossesoflife；nowitheraldsanartificial，week-longwhip-upofslaveringlyuncriticalconsumerism.12Alifeoffulle-walletsisoneofempt

7、ye-wantonness13.　　We’retoldthatdigitalpaymentisawelcomeliberationfromtheshackles14ofcash，butexclusivelydigitalpaymentsactuallyrestrictthereachofmoney.TheneedforWi-Fi，electricityandphonespreventsserendipitousandanonymousexpenditure；buyingpowerevanesceswithbatterypowe