P2P网络借贷平台的监管研究.pdf

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1、目录第1章绪论..................................................................11.1研究背景与意义.........................................................11.1.1研究背景...........................................................11.1.2理论与现实意义.....................................

2、................21.2国内外文献综述.........................................................21.2.1国内文献综述.......................................................21.2.2国外文献综述.......................................................41.3研究方法与内容...............................

3、..........................51.4创新点与未来研究方向...................................................6第2章相关概念综述.........................................................72.1P2P网络借贷平台概述....................................................72.2P2P网络借贷平台的起源与发展................

4、............................82.2.1P2P网络借贷平台产生的背景..........................................82.2.2国内外P2P网络借贷平台的发展概况...................................92.3国内外P2P网络借贷平台的监管现状......................................10第3章P2P网络借贷的特点与流程...................................

5、..........113.1P2P网络借贷的特点.....................................................113.1.1信息透明、交易便捷................................................113.1.2起步金额小、期限短、利息高........................................113.1.3贷款参与门槛低............................................

6、........123.2P2P网络借贷平台的业务操作流程.........................................133.3资费收取..............................................................13第4章P2P网络借贷平台存在的问题...........................................144.1缺少法律依据..............................................

7、............144.2缺乏监管主体..........................................................154.3个人信用风险较大......................................................164.4演变成非法金融机构....................................................17I河北金融学院硕士学位论文4.5利用P2P平台进行洗钱.................

8、.................................184.6削弱国家宏观调控效果..................................................194.7平台信息安全存在隐患..................................................20第5章P2P网络借贷平台监管的