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1、AbstractThankstothepopularityoftheInternetandadvancesininformationtechnology,domestice-commerceusheredinthegoldeneraofrapiddevelopment,thee-commercetransactionscalesustainedrapidgrowth,andiswidelyusedinvariousfieldsofeconomicandsociallife.Inthefaceoftheboominge-commerce,commercialbankstheopp
2、ortunityandchallengecoexist.Goodprospectsfore-commercemarket,thecommercialbankswillprovideanewopportunityfordevelopment.Meanwhile,theelectricitysupplierenterpriseswithelectricitysupplierscannothavealittleboomeansoffinancialservices,commercialbankingfinancialintermediariesstandingtraditioninj
3、eopardy.Inresponse,commercialbanksonlyattachgreatimportancetotheirowne-commercedevelopment,inordertogrowinatoughtenaciouscomplexbusinessenvironment,nottobeeliminatedbytheInternetfinancialtrend.PartofhavingforesighttotheConstructionBankastherepresentativeofthecommercialbank,thefirsttointroduc
4、ethegoodfinancialbusinessandotherBankofelectroniccommercehasachievedsomesuccess.Asayoungcommercialbanks,postalsavingsbankofChinashouldbehowtoadapttothetrendofe-commerceandtobebiggerandstronger,boostthehealthygrowthofthepostalsavingsbankisworthpondering.Thispaperfirsttothebasicmodeofe-commerc
5、einthecommercialbankanddevelopmenttargetofinduction,andbasedonthecurrente-commercedevelopmentforPostalSavingsBank,discussesthePostalSavingsBankofe-commercedevelopmentprocessproblems,notedthePostalSavingsBankofe-commerceisstillinitsinfancy,andhavelauncheditsreason.Atthesametime,combinedwithth
6、eConstructionBankofe-commercedevelopment,moreadvancedpracticeandexperienceofcarding、refiningandminingforgoodfinancialbusiness.Finally,inreferencetotheConstructionBankofgoodfinancialbusinessoperatingexperience,furtherputsforwardthesuggestionsandCountermeasuresonthedevelopmentofelectroniccomme
7、rcethroughthepostalsavingsbank,straightenoutthemanagementsystem,improvecorporategovernance,changingthemanagementconcept,attachesgreatimportancetothedevelopmentofelectroniccommerce,withtheB2BserviceasIIthefirst,testtheO2Obusiness,agriculturale-comme
