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ID:50209681
大小:4.30 MB
页数:52页
时间:2020-03-05
《资本监管约束下货币政策对商业银行信贷的影响研究.pdf》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、浙化工商大学硕+论文资本监管约束下货币政策对商业银巧信巧的影响研究THEINFLUENCEOFMONETARYPOLICYONCREDITOFCOMMERCIALBANKSUNDERTHERESTRICTIONOFCAPITALREGULATIONABSTRACT■VSincetheoutbreakoftheinternationalfinancialcrisisithasbeen7,years.Inthe7years,
2、thebankingindustryhassufferedaseriesofseriousshock,andmanycountriesintheworldhavereachedaconsensuson;strengtheningfinancialsuervisionesecialcaitalreulation.In2010p^pfypg,"化eintrodudionof化eBaselAccordnrmade化ebankin
3、industrgybegan化facemorestringentregulatoryreuirements.Asanimortantqppartofthenewaccord,strengthening化6supervisionofcapitaladequacyratiohasbecome化enec的sarycondittions仿resablish虹anderfectingpgcapitalconstraintmechanism
4、afterthecrisis,inorder化guaranteethestableoperationofcommercialbanks.SubsequentfyChinaromulated,pg""thecommercialbankcaitalmanaementaroachTrialcapitalpgpp(),III浙江工巧乂学硕±论文资本监管约巧下货币政策对巧业银巧信巧的影响研究reulationhasbecome111〇巧str
5、inen心moresevereenaUies.Withtheggpchaneofcaitalreulationfromloose化strictthereisabigdiferencegpg^betweentheactualeffectofmonetarolicandthetraditionalanalsisypyymethod.HisU)ricalltheUnitedStatesandJaanando化ercountries
6、y,phavesufferedvaiyingdegreesofcreditcrunchaftertheimplementationofthereulatorsstem.Inord巧化meetKulatoryreuirementsgyygq,commercialbksareboundtoadustcreditdecisionshowever化is叩j,,adustmentwouldaffecttheeffectivenessofm
7、onetaryolic.TheuniuejpyqinstitutionalbackroundandthecharacteristicsofthetransitionofthegChineseeconomydeterminethattheexperiencecannotbeobtaineddirectlfromforeinstudies.Inviewof化isinthecontextofanewyg,roundofc)h
8、alrelationhisverimortant化studtheinfluenceof巧gu^ypy'monetarolicyandcitalreulationonthecreditofChinasypogcommercialbanks.Theinteractionbetweenmonetarolicandcaitalreulationisypypgsel
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