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1、AbstractABSTRACTChineseChinaeconomyisinaperiodofrapiddevelopment,isnowina"newnormal"stage,thegovernmentshouldimplementthegreenGDPlight,toachieveeconomicdevelopment,whethertheeconomicdevelopmentinareasonableintervalneedstohavefullemploymentasaguarantee.Prem
2、ierLiKeqiangstressed:judgingfromthecurrentsituation,Smallandmicrobusinessescanbesaidtobethemainfieldofabsorption,topromoteemployment;fromthelong-termdevelopment,supportthedevelopmentofSmallandmicrobusinesses,encouraginginnovation,theinnovationistopromoteth
3、epublicmostimportantonesustained,stabledevelopmentofChina'seconomy.Atthesametime,Smallandmicrobusinesseshealth,fastdevelopmentwillpromotethelinkageofinsideandoutside,andgraduallydevelopedintoabridgeofSinowesterneconomicdevelopment,conducivetotheChinaadvant
4、ageresourcestogoout,isconducivetothepromotionofindustrialadjustmentandupgrading,conducivetotherealizationof"win-wincooperation,commondevelopment".Smallandmicrobusinessesisanimportantpartofournationaleconomy,isthemostactivecellsinthemarketeconomy.Inrecentye
5、ars,thecountryalsoattachesgreatimportancetothedevelopmentofsmallandmicroenterprises,andputforwardthecorrespondingpolicy.TheresearchobjectofthisthesisistheContractor'sbanksmallmicroenterprisefinancialbusiness,isalsofocuseonhowtosolvetheBaoshangbanksmallmicr
6、oenterprisefinancialserviceproblems,howtooptimizethesmallbusinessfinancialservices.Firstly,theresearchbackgroundandresearchsignificancearedescribed,alsothesmallmicrobusinessconcepts,andsummarizestheliteraturereviewofdomesticandforeignsmallbusinessfinancial
7、services,andlaidthefoundationforthelaterwritingwriting.Atthesametime,inordertobetterforsmallbusinessfinancialservicesresearch,thepaperalsopresentsthetheoryofcustomerrelationshipmanagement,bankingindustryscaleeconomytheory,industrialclustertheory.Researchme
8、thodsinthispaperbyusingthecombinationofnormativeanalysisandEmpiricalAnalysisonthepresentdevelopmentsituationofsmallmicroenterprisefinancialservicesandtheproblemsinthedevelopmentof.Althoughthebankinrecentyears