富滇银行中小企业客户信贷营销策略研究.pdf

富滇银行中小企业客户信贷营销策略研究.pdf

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时间:2020-03-05

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1、AbstractAbstractAgainstthebackgroundofRMBinternationalization,interestrateliberalizationandfinancialdisinter-mediation,competitioninthefinancemarketisincreasinglyfierceandfinancialinnovationisemergingcontinuously.Today,itisdifficultforthetraditionalbanktogaincompetitiveadvantagej

2、ustdependonmakingprofitfrominterestmargin.Citycommercialbanksneedtofindthebreakthroughmeanwhiletoadapttothechangeofnationaleconomicpolicy.Theyshouldtakeanewlookattheirmarketingstrategyandtargetcustomer.Therefore,changingthetargetcustomerfromnationallarge-scaleenterprisestothesmal

3、landmedium-sizedenterpriseswhichmakeaconsiderableproportionandrepresentthedevelopmentofemergingindustry.Therightpositionforcurrentbankis“thesmallandmedium-sizedenterprisesbank”.Practicingdifferentiatedmarketingtacticsshouldcombinetheownresourceofbanksandtheparticularcircumstances

4、ofthesmallandmedium-sizedenterprises.Likeeveryenterprise,thecitycommercialbankalsohasprofit-seekingnature,sothecitycommercialbankneedtodevelopagroupofhighqualitysmallandmedium-sizedenterprises.Forthosereasons,thedemandofsmallandmedium-sizedenterprisesisnotjusttheproblemformacroec

5、onomybutalsotheproblemforcitycommercialbanktosolveinordertowinthiskindofcustomer.TheresearchobjectofthispaperisFudianBank.Firstofall,thispaperdiscussedthetheoriesofmarketingandanalyzedthescopeandfeatureofsmallandmedium-sizedcustomer.Secondly,thispaperanalyzedthecurrentmarketingst

6、rategyofFudianBankaimingthethesmallandmedium-sizedenterprisesascustomers,aswellasfoundweaklinkofcurrentstrategy.Thirdly,accordingtopresentsituationandproblemmentionedinthesecondpart,thispaperproposedamarketingstrategytogainawin-winsituationbetweenbankandenterprise.Finally,thispap

7、ersummarizedthesuitablechoiceofFudianBank’smarketingstrategyforthesmallandmedium-sizedenterprisecustomerinthecompetitivemarketenvironment.IIAbstractKeywords:FudianBank,SmallandMedium-sizedEnterprises,CustomerMarketing,MarketingStrategyIII目录目录摘要....................................

8、........................................

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