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1、ABSTRACTSincetheUSsubprimemortgagecrisisin2008,domesticandforeignscholarsbegantopaycloseattentiontoshadowbanking.Thegrowingcommercialbanksbusinessrisetheattentionofpeopletothetermshadowbanking,UndertheprocessofChina'sinterestratemarketization,thecommercialbanksofourcou
2、ntrywillbefirstaffectedbytherapiddevelopmentoftheshadowbankingTheconceptofshadowbankingwasfirstputforwardbyIngram,aprofessorfromtheuniversityofCambridge.Shadowbankingconceptproposedalthoughonly12years,butitishistorytherehavebeenhundredsofyears,andevencanbesaidthatthehi
3、storyofshadowbanksaslongascommercialbanks.Literallyseeshadowbankingcanbedividedintotheshadowandbankthetwowords,whyistheshadow,itisoutsidethetraditionalbankingsystem,inthepositionoftheunoficial.Whyitiscalledthebank,becauseitcanserveasamediumoffinancingfunctionsbetweensa
4、vingandinvestment,sothedevelopmentoftheshadowbankingisinseparablefromthecommercialbanks.Commercialbankisanintermediaryofacountry'scurrencycreation,thegovernmentthroughthecommercialbanksimplementtheregulationofmonetarypolicy,thestabilityofthecommercialbanksandthecountry
5、'sfinancialsystemstability,thenormaloperationofnationaleconomyandsociallifeoftheresidentstoliveandworkinpeaceandcontentmentisveryclose.Sotheresearchontherelationshipbetweentheshadowbankingandcommercialbanksisveryimportant.Thispapermainlystudiestheshadowbankingofcommerc
6、ialbanksbusinessprofitability.Shadowbankingbothinpositiveandnegativeaffectcommercialbanksoperatingprofitactivities.Onpositiveshadowbankingincreasedtheproportionofcommercialbanksinthemiddle,embodiedinthetraditionalbusinessofcommercialbanktheamountandstructureoftheimpact
7、,thesecondlimitingthetraditionalbusinessofcommercialbank'sbargainingpower,influenceitseconomicbenefits.Thisarticleexpoundstheconceptandcharacteristicsofshadowbankingonthebasisofstudyinginfrontoftheshadowbankingathomeandabroadwerereviewedandcompared,andthenwedefinedomes
8、ticshadowbankingandmeasurefrom2008to2012shadowbankingscaleinChina,empiricalstudyonthesizeoftheshadowbankingchangesimp