Chapter Five collection.ppt

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1、2021/9/17广东金融学院马飞1ChapterFiveCollection托收结算方式2021/9/17广东金融学院马飞2Inthischapter,youwilllearn•Definition•Partiesofcollection•Typesofcollection(Documentaryandcleancollection;D/P;D/A)•Procedureofcollection•Outwardandinwardcollection•Riskprotectionandfinancin

2、gundercollectionmethods2021/9/17广东金融学院马飞31.Doescollectionbelongtoremittanceorreverseofremittance?2.Whetherthecollectingbankandpresentingarethesamebankortwodifferentbanks?3.Theincaseofneediswhoserepresentative?Whatshallhe(she)doinwhichcase?Questions2021

3、/9/17广东金融学院马飞45.1Introduction5.1.1Whatisacollection?I.Collectionisanarrangementwherebythegoodsareshippedandarelevantbillofexchangeisdrawnbytheselleronthebuyer,and/orshippingdocumentsareforwardedtotheseller’sbankwithclearinstructionsforcollectionthrough

4、oneofitscorrespondentbanklocatedinthedomicileofthebuyer.货物装船后,卖方开立以买方为付款人的汇票和/或运输单据，将之提交给卖方银行，并指示该银行通过其在买方所在地的代理行代收货款。金融单据海运提单（物权单据）2021/9/17广东金融学院马飞5指委托人向银行提交凭以收取款项的金融票据或商业单据或两者兼有，要求托收行通过其联行或代理行或提示行向付款人请其付款的一种结算方式。汇票运输单据（物权单据）2021/9/17广东金融学院马飞65.1Intr

5、oduction5.1.1Whatisacollection?II.(URC522,Article2DefinitionofCollection)Collectionmeansthehandlingbybanksofdocumentsinaccordancewithinstructionsreceivedinorderto:i.obtainpaymentand/or,acceptanceorii.deliverdocumentsagainstpaymentand/oragainstacceptanc

6、e.iii.Deliverdocumentsonothertermsandconditions.“托收”指银行依所受指示处理统一规则所称之单据，以求：获得承兑／付款，或凭承兑／付款交付单据，或依其它条件交付单据2021/9/17广东金融学院马飞7CollectingBankDraweeBuyerImporter1.获得承兑／付款2.凭承兑／付款交付单据D/AD/P2021/9/17广东金融学院马飞8５.1.2Partiestotheoperationofcollections1.Theprincip

7、al(seller/exporter/drawer)委托人（卖方/出口商/出票人）2.Theremitting(principal’s/seller’s/exporter’s)bank托收行（委托人/卖方/出口商的银行）3.Thecollectingbankorpresentingbank代收行或提示行4.Thedrawee(buyer/importer)受票人（买方/进口商）5.Representativeincaseofneed需要时的代理人2021/9/17广东金融学院马飞9a.就本规则各项条

8、款而言，托收当事人有：i.委托人，即委托银行办理托收的当事人；ii.托收行，即委托人委托办理托收的银行；iii.代收行，即除托收行以外的任何参与处理托收业务的任何银行；iv.提示行，即向付款人提示单据的代收行。b.付款人，即根据托收指示向其提示单据的人。URC522Article3PartiestoaCollection2021/9/17广东金融学院马飞10ColletingBank代收行RemittingBank托收行Principal委托人Drawee付款人Doc