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1、剑桥商务英语高级模拟52READINGPARTONE•Lookatthestatementsbelowandatthefiveshortfinancialreportsontheoppositepage・•Whichflnaneialreport(A,B,C，DorE.doeseachstatement1-8referto?•Foreachstatement1-8,markoneletter(A,B,C,DorE・onyourAnswerSheet.•Youwillneedtousesomeoftheselettersmorethanonce・A.Adviceconcerningcreditc
2、arduseabroadhasbeenformallycompiledinanewguide.Theguidanceincludestipsonwhatfeescreditcardusersmayincuriftheyspendonplasticwhileonholiday.Furthermore,theinformationadvisesholidaymakerstoremainvigilantagainstfraud・AsanationBritsusecardsmorefrequentlyabroadsoitpaystobeawareofanyextracosts,aswellastaki
3、ngstepstoprotectthemfromfraud.In2007,50percentofallspendingoverseasbyBritswaspaidforbycreditcards,accordingtoApacsfigures•B.IntheUK,enoughsavingstosurvivethreemonthsofincapacity,or£4,128,isrecommendedasasensibleminimumprecaution•AccordingtoBirminghamMidshirescalculations,theaverageUKadulthas£7,548in
4、thebank,enoughtocover167days,orfivemonthsand17days.Itisencouragingtoseethatpeoplearetakingheedofthismessageandareactuallysavingdoublethisminimumamount•Meanwhile,figuresreleasedshowedthattheaveragemanhastwiceasmuchputawayastheaveragewoman,or£10,912comparedto£4,443respectively.C.Risinginterestratesonc
5、urrentaccountoverdraftsarecostingpeopleintheUKhundredsofmillionsofpoundseveryyear,financialanalystshavewarned.AnalystssaythattheUKcouldsaveitself£700millionayearifpeoplefoundthebestcurrentaccountoverdraftratetosuitthem,ratherthanputtingupwithhighchargesandrisingfees•Threequartersofallcurrentaccounts
6、haveoverdrafts.Millionsarepayingratesofaround15percentwhenratesaslowasninepercentareavailableifcustomersbothertocomparedifferentproviders•D.Onlinebankingisgoingtobecomemorecommonacrossallagegroupsasyoungergenerationsgrowintoadulthood,accordingtoHSBC.Thiswillleadto1smartwebsites1thatwilladapttheconte
7、ntandservicestheyoffertoengageonapersonalbasiswithasmanyoftheircustomersaspossible.ArecentsurveywasconductedbyUKpaymentsassociationApacs.tocoincidewiththetenthanniversaryofinternetbanking,anditwasfoun
