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1、SinceReformationandOpening,SmallandmediumenterpriseshavebeenspringingupinChina.Andnowadayssmallandmediumenterprisesarethemostimportant,aswellasthemostactiveeconomicforceinthecountry.Theyplayairreplaceableroleinresolvingemploymentpressure,increasingfiscaltaxesanddri
2、vingthescientificdevelopment・.Theseyears,ReformationandOpeningdeepen,thereformingpaceofeconomicsystemquickened,alongwiththeglobalfinancialcrisisintensified,deeperproblemsofsmallandmediumenterprisessuchaslackinindependentinnovation,shortfallsinfundinganddifficulties
3、infinancingaregraduallyapparenttorevealout・Amongall,financingproblemsbecomethekeyfactorsthatlimittheenterprises1development・Duetotheimportaneeofthesmallandmediumenterprisesinthenationaleconomy,theproblemshavecausedawidespreadconcerninthecommunity.Currentlythetheori
4、esonsmallandmediumenterprises1financingcometohundredschoolofthoughts,eachistryingtosolvetheprobleminitsownway.Thepaperstartsfromtherelatedconceptofthesmallandmediumenterprise,describetheactualityofsmallandmediumenterprises'financingandanalyzethecausesofthefinancing
5、actuality.Onthesebasis,thepaperoffersthespecificcountermeasuresforthedevelopmentofsmallandmediumenterprises・Thispaperaimstohelppeoplehaveaknowledgeofsmallandmediumenterprisesandprovidesthemwithnewwaysofthinkingonfinancingproblems.KeyWords:SMEs;financing;countermeas
6、ures;waysIntroductionBosses"runningaway11,suicide,bankruptsarethemajornewseventsof2011inWenzhouoreveninthewholeChina.Asthesayinggoes,Htheducksfirstsensethewarmingspringwater.11Wenzhou,ZhejiangProvince,asthepioneeroftheChinesemarketeconomy,issupposedtobethemicrocosm
7、ofthedevelopmentincoastalcities.HRunningaway11,suicidecanbeseenasisolatedincidents,butitdoessomehowindirectlyhighlightthefinancingproblemsthattheSmallandMediumEnterprises(SMEs)atefacingundermarketeconomyreformation.Theseproblemshavegivenrisetopublicconcern.SMEsinCh
8、inawell-knownastheirsmallscale,highflexibility,greatcreativity,playanimportantpartinthenationaleconomydevelopment.Ithasbeenthirtyyearssincethepol