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1、CargoTransportationInsuranceTermsinvolvedtheinsurant/insured/assuredThepartythatbuysinsurance(exporter/importer)theinsurerThepartyundertakingtoindemnifytheinsurantagainstlossesordamages(PICC)theclaimantTheclaimantmaynotnecessarilybetheinsuranttheinsurancepolicy-Thecon
2、tractmadebetweentheinsurerandtheinsuredtheinsuredamount-Theamountcoveredagainstthesubjectmatter(whichisusuallytheamountof110%ofCIFvalueoftheconsignment)premium-ThesumofmoneytheinsuredagreestopaytheinsurerforaninsurancepolicyMarineRisksPerilsoftheseaExternal/Extraneous
3、risksRisksNaturalcalamitiesUnexpectedaccidents/fortuitousaccidentsGeneralrisksSpecialrisksTwotypesofrisksPerilsoftheseaNaturalcalamitiesCausedbyforcemajeureeventssuchasheavyweather,lightening,Tsunami,earthquake,volcaniceruption,,etc.Unexpectedaccidents/fortuitousaccid
4、entsCausedbyaccidentssuchasfire,explosion,vesselbeingstranded,grounded,sunkorcapsized,collision,missing,etc.1.TheftPilferageandNon-Delivery,T.P.N.D.；2.RainFreshWaterDamage,F.W.R.D.；3.RiskofShortage；4.RiskofIntermixtureandContamination；5.RiskofLeakage；6.RiskofClashandB
5、reakage；7.RiskofOrdor；8.DamageCausedbysweatingandHeating；9.HookDamage；10.LossandDamageCausedbyBreakageofPacking；11.RiskofRust.GeneralAdditionalRiskExternal/ExtraneousRisksCausedbymilitaryfactors,politicalfactors,governmentregulationssuchaswar,striking,confiscation充公1.
6、WarRisks;2.Strikerisks;3.Aflatoxin黄曲霉素险;4.Failuretodeliver;5.OnDeck舱面险;6.ImportDuty;7.Rejection;8.FireRiskExtensionClause,F.R.E.C.——forstorageofcargoatdestinationofHongKong,includingKowloon,orMacao.SpecialAdditionalRisksLossesinMarineCargoTransportThelossesanddamagesd
7、onetothegoodscanfallinto:1.TotalLoss1)ActualTotalLoss（thewholelotoftheconsignmenthasbeenlostordamagedorfoundvaluelessuponthearrivalattheportofdestination)2)ConstructiveTotalLoss(theactuallossoftheinsuredgoodsisunavoidable,ortheshiportheconsignmenthastobeabandonedbecau
8、sethecostofsalvageorrecoverywouldexceedthevalueoftheshipandtheconsignmentinsoundconditionuponthearrivaloftheportofdestinatio
