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1、Unit 8 MoneyTimeSpentAgonizingoverMoney[1]Withinhoursofarecentmajorstockmarketdrop,ItelephonedmyForddealerandorderedthestationwagonthatItest-drovethedaybefore.Asmyfriendsnotsosubtlypointedout,theDowJonesIndustrialAveragedidn'thavemuchtodowithmyfinancialsituationandshouldn'taff
2、ectmypurchase.Besides,myoldcarhadcausedmeheadachesformonths.[2]Still,Ispenttheeveningaskingmyself:CouldIaffordanewcar?ShouldIbesavinginsteadofspending?Wouldweneedtocutbackonvacations?[3]Onthelistofitemspeopleworryabout,moneyisalmostalwaysatthetop.[4]AstudyintheWallStreetJourna
3、lfoundthat70percentofthepubliclivesfrompaychecktopaycheck.Mortgagedebthasincreased300percentsince1975,andconsumerbankruptciesareatanall-timehigh.Mostmarriagesthatfaillistfinancialproblemsasacontributingfactor.[5]WhentheDowfell554pointslastOctober,millionsofpeoplelostbillionsof
4、dollars,onpaperanyway.TherewasexpertanxietyonWallStreetandold-fashionedworryonMainStreet.Ourreactionconfirmedwhatwealreadyknew:Weareapeopleconsumedbyfinancialstress.*A“RawMaterial”[6]AstheBibletellsus,worryingaboutmoney—oranythingelseforthatmatter—won'tdousanygood.“Whoofyoubyw
5、orryingcanaddasinglehourtohislife?”Jesusasked.“Andwhydoyouworryaboutclothes?Seehowtheliliesofthefieldgrow?Theydonotlabororspin.”[7]Inmyheart,Iaspiretobelikethoselilies.Butinmyhead,Ifeelaneedtohoard.[8]Itisanunusualpersonwhocanlivefreefromfinancialstress,orwhocanspendmoneyonoth
6、ersaseasilyashespendsitonhimself.[9]ThomasEdisonwasoneofthatrarebreed.Hadthegreatinventorstoredhismoney,hewouldhavediedawealthyman.Hisfirstsuccessfulinventionnettedhim$40,000,ahugesumin1869.Duringhislifetime,hepatented1,093inventions,yethedepartedtheworldpenniless.[10]Yearslat
7、er,hissonCharlesrecalledhisfather'sapproachtomoney:“Heconsidereditarawmaterial,likemetal,tobeusedratherthanamassed,andsohekeptplowinghisfundsbackintonewobjects.Severaltimeshewasallbutbankrupt.Butherefusedtoletdollarsignsgovernhisactions.”[11]JohnWesleywasthesame.ThefounderofMe
8、thodismhadthehighestearnedincomein18thcenturyEngland,buthegav
