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1、Unit 8 MoneyTimeSpentAgonizingoverMoney[1]Withinhoursofarecentmajorstockmarketdrop,ItelephonedmyForddealerandorderedthestationwagonthatItest-drovethedaybefore.Asmyfriendsnotsosubtlypointedout,theDowJonesIndustrialAveragedidn'thavemuchtodowithmyfinancialsituationandshouldn'taffectmypurchase.
2、Besides,myoldcarhadcausedmeheadachesformonths.[2]Still,Ispenttheeveningaskingmyself:CouldIaffordanewcar?ShouldIbesavinginsteadofspending?Wouldweneedtocutbackonvacations?[3]Onthelistofitemspeopleworryabout,moneyisalmostalwaysatthetop.[4]AstudyintheWallStreetJournalfoundthat70percentofthepubl
3、iclivesfrompaychecktopaycheck.Mortgagedebthasincreased300percentsince1975,andconsumerbankruptciesareatanall-timehigh.Mostmarriagesthatfaillistfinancialproblemsasacontributingfactor.[5]WhentheDowfell554pointslastOctober,millionsofpeoplelostbillionsofdollars,onpaperanyway.Therewasexpertanxiet
4、yonWallStreetandold-fashionedworryonMainStreet.Ourreactionconfirmedwhatwealreadyknew:Weareapeopleconsumedbyfinancialstress.*A“RawMaterial”[6]AstheBibletellsus,worryingaboutmoney—oranythingelseforthatmatter—won'tdousanygood.“Whoofyoubyworryingcanaddasinglehourtohislife?”Jesusasked.“Andwhydoy
5、ouworryaboutclothes?Seehowtheliliesofthefieldgrow?Theydonotlabororspin.”[7]Inmyheart,Iaspiretobelikethoselilies.Butinmyhead,Ifeelaneedtohoard.[8]Itisanunusualpersonwhocanlivefreefromfinancialstress,orwhocanspendmoneyonothersaseasilyashespendsitonhimself.[9]ThomasEdisonwasoneofthatrarebreed.
6、Hadthegreatinventorstoredhismoney,hewouldhavediedawealthyman.Hisfirstsuccessfulinventionnettedhim$40,000,ahugesumin1869.Duringhislifetime,hepatented1,093inventions,yethedepartedtheworldpenniless.[10]Yearslater,hissonCharlesrecalledhisfather'sapproachtomoney:“Heconsidereditarawmaterial,likem
7、etal,tobeusedratherthanamassed,andsohekeptplowinghisfundsbackintonewobjects.Severaltimeshewas..allbutbankrupt.Butherefusedtoletdollarsignsgovernhisactions.”[11]JohnWesleywasthesame.ThefounderofMethodismhadthehighestearnedincomein18thcenturyEngland,butheg
