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1、20112ndInternationalConferenceonManagementScienceandEngineeringAdvancesinArtificialIntelligence,Vol.1-6EconomicAnalysisonDevelopmentofForestInsuranceinChina1,a1,bSongJingbo,WangYongqing（Correspondingauthor）1CollegeofEconomicsandManagementofTheNortheastForestryUniversity，abemail:son
2、gjingbo1977@yahoo.com.cn,email:wyq.nefu@263.netKeywords:Forestinsurance,attribute,economicsAbstract.Astheforestrisktransfermechanismandthesafeguardmechanism,forestinsuranceisanimportantmeasuretoreducetheriskoflossofforest.Basedonthedefinitionofeconomicattributesofforestinsuranceand
3、thecomprehensiveanalysisfortheinterestsofforestinsuranceoptions,theessaylaysthecertaintheoreticfoundationfordrawinguptheforestinsurancepoliciesandcarryingoutcomprehensivebusinessofforestinsurance.Beingtheimportantcomponentoftheglobalecologicalsystem,theforesthasmanymissionstomeetth
4、enationaleconomicandsocialdevelopmentneedsandtheecologicaldemand.Table1andFigure1presenttheforestdisastersituationandtheforestfiredisasterstatisticsinthepasttenyearsinChina,thedatadirectlyshowsthatChina'sabilitytocombatforestdisastersisinsufficient.Andhoweffectivelypreventforestdis
5、astersandthegreatpropertylossofforestdisasters,ADBloanprogramsofagricultureandforestryprojectconsultingexpertsGuoYonglibelievethat:fromtheinternationalmatureexperience,establishingforestinsurancesystemisoneofthemosteffective[1]measurestocombatseriousnaturaldisasters.Basedonthedefin
6、itionofeconomicattributesofforestinsuranceandthecomprehensiveanalysisfortheinterestsofforestinsuranceoptions,theessaylaysthecertaintheoreticfoundationfordrawinguptheforestinsurancepoliciesandcarryingoutcomprehensivebusinessofforestinsurance.1.Theanalysisofeconomicattributesofforest
7、insurance1.1Forestinsuranceisakindofquasi-publicgoodsIntherelevanteconomicwork,accordingtothesocialproductcharacteristics,thisisdividedintobothexclusiveandcompetitiveproducts(privateproducts)andnoexclusivityandhasno[2]competitiveproducts(includingpublicproducts)twokinds.Quasi-publi
8、cgoodsisexclusiveproduct,b
