贵金属投资技术分析英文版（13）ppt培训课件

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1、UTIMUTUALFUNDWelcomeDelegatestoProgram“MUTUALFUND–CONCEPTSANDBENEFITSPresentedbyShRakeshTrikha,VP,RegionalsalesHead,UTIMutualFund,NewDelhiAnintroductiontoMutualFundsWhataremutualfunds?Apoolofmoney.Investorshavingacommoninterest.Inaccordancewiththestatedobjective.Fundmanage

2、rinvestsmoneyoninvestorsbehalf.Example:-Equityfundinvestsinequities,Debtsfundsinvestsinbonds,debentures,giltsetc.andHybridfundinvestinbothGraphicalRepresentationHistoryOfMutualFundsIndianMFIndustryhasgonethrough3phases:-Phase1-1964–1987(UTIwastheonlyplayer)Phase2-1987–1993

3、(EntryofPublicsectorBanksbackedMutualFunds)Phase3-1993onwards.(MutualfundsfromPvt.SectorstartoperationsandregulatoryauthoritySEBIcomesontobeing)Whyinvestinamutualfund?..(1)ProfessionalManagementexperienceandresourcestothoroughlyanalyzetheeconomy/marketstospotgoodinvestment

4、opportunitiesWhyinvestinamutualfund?..(2)Diversification:Reducestherisktowhichyouwould'vebeenexposedbyinvestinginasinglestock/bondInvestsinabroadcrosssectionofindustriesorcompanies–negativeperformanceofonesecuritywillnothaveasmuchofanimpactonthefundWhyinvestinamutualfund?.

5、.(3)Liquidity&Convenience:YouwillbeabletogetyourmoneybackwithinashortperiodascomparedtoothersecuritiesVerylittlepaperworkHelpsavoidproblemssuchasbaddeliveries,delayedpaymentsandunnecessaryfollowupwithbrokersandcompaniesWhyinvestinamutualfund?..(4)TaxEfficiency:Somemutualfu

6、ndschemesoffertaxbenefitsunderSection80-CTAXFREEDividends/LONGTERMCAPITALGAIN(>12month)underEquityschemesOnly10%LongtermcapitalgainunderDebtSchemesv/sHightaxationunderFD/PostofficeschemesMutualfundsofferfavourablepost-taxreturnsBroadClassificationTypesofMutualFundsConstitu

7、tionInvestmentObjectiveOpenEndedCloseEndedIntervalEquityFundsDebtFundsHybridFundsTypesofMutualFundsByConstitutionOpenEndedSchemesOpen-endedschemesdonothaveafixedmaturityperiod/lock-in-period.InvestorscanbuyorsellunitsatcurrentNAVonanybusinessday.CloseEndedSchemesClose-

8、endedschemeshavefixedmaturityperiods.Investorscanbuyintothesefundsduringtheperiodwhenthes