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1、AbstractThefirstparti——ntroduction.Thispartmainlyintroducesthenetworklendingplatformspecificationanddevelopmentpresentsituation,summarizesthecurrentrelatedlegalvacuum.Causealotofrisks,itisconcludedthatthenetcreditplatformoftherelevantlegaldocumentsandindustryself-disciplineorganizationne
2、edstobeaconclusion.thesecondpart——Anoverviewofthenetworkoflendingplatform.Mainlyincludesthefollowingcontents:first,theconceptoflendingtonetworkplatform.Throughtheintroductionoftheliteralmeaningandoriginofnetworkcreditplatformonitsconcept.Second,thecharacteristicsofthenetworkcreditplatfor
3、m.Throughthenetworkplatformloansubject,object,contenttosummarizeitscharacteristics.Third,thenetworkplatformcomparedwithotherformsoffinancing.Throughthenetcreditplatformcomparedwiththetraditionalfolklending,formalfinancialinstitutionsthatnetcreditplatform.Fourth,thenetworkplatformthelegal
4、natureoftheloan.Throughtheanalysisofnetworkwhethercreditplatformhasafinancialnaturetoillustrateitslegalnature.Thethirdpart——Ourcountrynetworkplatformandtheoperationmodeoftheforeignlendingtonetworkplatform.Mainlyincludesthefollowingcontents:first,thedomesticP2Plendingoperations.Byintroduc
5、ingseveraltypicaldomesticnetworktheoperationmodeofthecreditplatformsysteminthispaper,thenetworkplatformloanoperationmodeinourcountry.Second,foreignlendingtoP2Pnetworkoperationmode.Third,thecomparisonofP2Plendingoperationsathomeandabroad.Throughthenetworkplatformcomparisonathomeandabroad,
6、summedupthenetworkplatformtoimproveloaninourcountry.Thefourthpart——IntheP2Pnetworkinourcountrythestatusquoofcreditplatformandoperationrisks.Mainlyincludesthefollowingcontents:first,thepresentsituationofourcountry'snetworklendingplatform.Theanalysisofcurrentsituationofthedevelopmentofnetc
7、reditplatform.Second,networkplatformlendinglegalrisksinourcountry.Theauthorthinksthatnetcreditplatformhasthefollowingfivelegalrisk,1,qualitativeunknowncauselackofsupervisionofprivatelendinglawsinourcountry.2,wantonbeyondthescopeofbusiness,suspectedofillegalbusiness.Lendin
