资源描述:
《gd银行中小企业融资风险管控研究》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、ABSTRACTAsoneofthemostvigorouselementsinChineseeconomicsystem,smallandmediumsizeenterprisesplayanelementaryroleinaccumulatingeconomygrowth,achievingtechnologyinnovation,andprovidingvarietiesofjobs.Itisthefinancingdifficulty,however,thatrestrictstheleapfrogdevelopmentofthesmallandmediumsizeent
2、erprisesseverely.Thisphenomenonemergesasaglobalproblem,notjustinChina.Nowadays,Chinesesmallandmediumsizeenterprisesgetfinancingmainlybygrantingloansfromcommercialbanks.Theyfacetheplightthattheirhugefinancingneedmeetsscarechannelsinmarket,whilecommercialbanksareworriedaboutthedifficultyofmanag
3、ingrisks,whicharecausedbylendingloantosmallandmediumenterprises,effectively.Thus,howtosolvethisdilemmaisofimportanceandofmeaning.Basedonthepredecessors’research,thispaperstudiestheChinaGDbankmanagingandcontrollingthefundsraisingrisksofsmallandmediumsizeenterprisesbysummarizingthechannelsofthe
4、smallandmediumenterprisesfinancingandtheircharacteristicsandanalyzingChinesecommercialbanksfinancingrisksbyloaningtothesmallandmediumsizeenterprises.Understandingthefoundationofthebasicsystemestablishmentprincipals,thispaperfocusontheChinaGDbankspecializedsmallandmediumenterprisesservicessoas
5、toshowthefeaturesandefficiencyofitsriskcontrolsystem.Thispaper,followingtheabove,describesthemethodscorrespondingtotheriskcontrolsystemtoensureitssuccessfullyworks.Finally,thispaperdedicatestwonovelresults.First,optimizationthecheckandapproveprocess,creatingspecializedsmallandmediumenterprise
6、sservicesandconsummatebankorganizationhelpseffectivelymanageandcontrolthefundraisingrisksbysmallandmediumsizeenterprises.Astheabovecoreelementshavebeenachieved,commercialbanksareabletoestablisheffectiveriskcontrolsystem,whichenablesthemtoprovidebetterloanservices.Second,theconclusionquestions
7、thetraditional“smallandmediumsizefinancialorganizationsuperiority”opinion.Keywords:commercialbank,smallandmediumsizeenterprises,riskmanagementriskcontrol目录第一章绪论..................................................................................